A community of 30,000 US Transcriptionist serving Medical Transcription Industry
Here's exactly what President Obama said about his mom's terminal illness and last days in his campaign ad:
"She wasn't thinking about coming to terms with her own mortality...She had been diagnosed just as she was transitioning between jobs. And she wasn't sure whether insurance was going to cover the medical expenses because they might consider this a pre-existing condition. I remember just being heartbroken, seeing her struggle through the paperwork and the medical bills and the insurance forms. So, I have seen what it's like when somebody you love is suffering because of a broken health-care system. And it's wrong. It's not who we are as a people." See link 1.
She was diagnosed with cancer in the middle of changing jobs. Anyone in that situation would be worried about pre-existing conditions and coverage. As it turned out, they did cover some of the expenses, but not all of them. Struggling with paperwork, insurance forms and bills. Anyone who has faced a major illness (especially one that is terminal), surgery, or serious accidental injury can relate to that struggle. My ex-husband had a balloon angioplasty and stent placement a few months back. His in-hospital and rehab charges for ONE procedure, an overnight stay and PT so far have been $90,000!!! Insurance covered 80% less the deductible, leaving him with bills amounting to $18,000 plus a $1500 deductible. The stent is occluded. He's going back for a re-do tomorrow and will face similar financial woes while going through rehab. This hardly compares with the expense of extended treatment for advanced cancer. It's a bit of a stretch to construe any of President Obama's statement as a lie.
So what if she was applying for disability? By the time she was receiving terminal care, she had already depleted all her financial resources. She was undergoing cancer treatment, unable to work, and trying to get a disability claim authorized for her living expenses and to help pay hundred of dollars of monthly medical expenses not covered by her policy....according to the very same author of the book the right wingers so often cite to discredit the president's statements. From Janny Scott's book "A Singular Woman: The Untold Story of Barack Obama's Mother:"
"Once she was back in Hawaii, the hospital billed her insurance company directly, leaving Ann to pay only the deductible and any uncovered expenses, which, she said, came to several hundred dollars a month. To cover those charges as well as living expenses, she filed a separate claim under her employer's disability insurance policy." See link 2. This claim WAS denied for pre-existing condition. Not hard to imagine that this denial left President Obama's mother worried about insurance coverage, bills and mountains of paperwork, especially since she could no longer pay the expenses her medical insurance did not cover.
I have a question. Would any of you want YOUR kids to watch you go through that and be saddled with tens or hundreds of thousands of dollars worth of debts to pay against a retirement fund worth "more than $2000" that disqualified you from assistance while on your deathbed ? Some mean-spirited poster below said it was too bad she didn't live long enough to see "Obamacare" repealed (as if). From where I sit, I say it's a shame she didn't live long enough to see her son address the lessons he learned from the circumstances of her passing and how he instituted historical health care reform for the benefit of an entire nation. I'd bet my bottom dollar when he prioritized pre-existing conditions in the plan's implementation phase-in stages, he had her in mind.