A community of 30,000 US Transcriptionist serving Medical Transcription Industry
An MT insurance story...
Posted: Jan 22, 2014
I had insurance through my MT job but never filed a claim as I am relatively healthy and never met the deductible. I didn't have a colonoscopy until I was 55 or a mammogram until I was 56, my own fault, but my income had taken a nosedive and preventative care was the least of my worries. I was just lucky that both turned out OK. I lost my insurance when I was diagnosed with RA and couldn't maintain full time status or production, pretty close though. Because of my diagnosis I could not get private insurance no matter the cost. Fast forward to now, as of this month I have insurance. Preventative care is included at no extra fee, colonoscopy, Pap, mammogram, physical and lab every two years. Whoo hoo!
;
Dislike - Effie
[ In Reply To ..]How can someone dislike the fact that you know have insurance????
Just guessing, but maybe they don't want to pay for so many more - nm
[ In Reply To ..]nm
My story is similar. Happy to be on Medicare now. nm - VTMT
[ In Reply To ..]...
Are you still able to work as an MT? - nm
[ In Reply To ..]nm
Sure. Why not? nm - VTMT
[ In Reply To ..]..
I guess I don't understand the system. - I thought Medicare...
[ In Reply To ..]...was for the disabled or people unable to work.
It is. It is also for people who are 65 or over. - nm
[ In Reply To ..]nm
Sorry, I answered in the wrong place - noted just below this.
[ In Reply To ..]Not having a good day.
Okay, I understand. I knew - sm
[ In Reply To ..]people over 65 could get it and even those under 65 and collecting partial disability or SS. What is confusing to me is now this relates to the post when I'm assuming the OP was referring to Obamacare. Medicare was available to you and others prior to Obamacare. Maybe I'm not seeing the big picture. If so, I apologize.
Medicare is for ALL Americans who have reached 65...sm - VTMT
[ In Reply To ..]whether still working or not. Medicare is for the poor, including the working poor, for people under 65. You pay into Medicare and Social Security via payroll taxes all your working life.
Thank you. - sm
[ In Reply To ..]I guess I'm not as dumb as I thought. I did know all of this. I was just thinking there was some change or something better with Obamacare. Again, thank you for answering.
Medicare versus Medicaid - Irene
[ In Reply To ..]Medicare healthcare coverage begins at age 65. Everyone pays into Medicare if they work for a paycheck. However, if you have never worked and received a paycheck, it is still available to you. There is money always coming into the program from those who are working and some people, although they may pay in for 40-50 years, never collect because they do not live to age 65.
Medicaid is fully government funded (paid for by those same people who earn a paycheck and pay taxes). Eligibility income has gone up to about $30,000 for a family of 4, which means that more people are now eligible for Medicaid. Again, those receiving it may or may not have ever paid any taxes which would help to support the program.
There is quite a bit of difference between the two. And, unfortunately, the majority of people signing up for Obamacare are signing up for Medicaid - which has to mean higher taxes to pay for it - a program which was supposed to be self-sustained.
Thank you for this clearer explanation. - sm
[ In Reply To ..]My feeling is that Obamacare is only good for a chosen few, those who directly benefit from it, but not for the majority of Americans. The working young and middle-aged among us will be footing the bill for this multitrillion dollar debacle for years and years to come unless it is repealed. John McCain apparently has a repeal petition on his website.
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