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This morning I attended a meeting at the hospital where I work regarding our 2014 benefits. Yes, I have insurance through my employer, and yes, I am happy with it, but imagine my surprise when I found out how much the cost of my coverage will increase for 2014 because we are self insured and our hospital was levied a fee of 1,000,000 dollars (yup, one million dollars) for fiscal 2014 to help fund the exchanges. Of course, guess who pays that? Yes, all of employees. so that statement about saying if I have insurance I can keep and it won't change....um, BS! This fee is for 2014 only and goes up annually, much like the fines for not purchasing insurance. Therefore, each year I will pay more and more and more to fund exchanges that I am not in favor of to begin with. Such an irony.
In a simliar vein, UPS announces that it will now only provide primary coverage, which means that the thousands of UPS employees will no longer be able to provide coverage for their spouse or dependents through the employer's health plan. Each of these people will now be paying UPS for their employee coverage while being forced to use the exchanges for their spouse and other dependents. Again, what was that statement about if you have insurance you will be able to keep it and that will not change? Mr. Obama, you are a liar!
I do believe that the ACA will do far more damage than good to health care for middle class hardworking people in this country. Those who will benefit the most are those who would prefer to have their oversized government take care of them rather than take care of themselves. And I am not faulting, not would I ever fault, those who are truly unable to take care of themselves. I would never begrudge them help or withhold coverage from them, only the able-bodied but just too lazy or selfilsh to put forth the effort
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