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More Money-Saving Tips


Posted: Oct 15, 2013

I had wanted to respond to money-saving ideas but didn't get to it until the post was way, way down the screen! I go to the Goodwill or Salvation Army. These days, they're like regular shops. Everything is clean, not ripped or stained or anything. The ones by us have the racks color-coded---if you want a pink shirt, you go to the shirts and from there, the pink shirts are all in a row. If you need green pants, you go to where the pants are, and the green pants are all in a row. They also have bedding, linens, all sorts of things, as well as small appliances and knick-knack type of things. Clocks. Furniture as well, of course. I always wash everything before I wear it, even if it's from a "first-hand" store. Yuck, all those people touching it, all the formaldehyde in the original cotton bolt, whatever. Note that while consignment shops are nice, they are almost always more expensive than a church thrift shop, the Goodwill/Salvation Army or garage sales. Consignment shops are designed to be like a regular business with a bigger profit. Not knocking them, but you can honestly do just as well elsewhere. Garage sales are worth the most caution in terms of rips, pet hair, etc. Look them over EXTREMELY carefully. The Goodwill and Salvation Army tend to look the things over very, very carefully, but you may note some minor things. You have to decide if it's worth it, but to me, it is. They even run "specials." Like, "Women's pants 1/2 off" or whatever.;

Not sleeping on used sheets, used bedding, used - linens, towels and the like

[ In Reply To ..]
I don't care how sanitary the buyers might try (or not possibly), not this person. Do not want someone else's dishes, glassware and eating utensils. Good that some people want to save doing this but not me.

Do you ever eat at a restaurant? - oh brother

[ In Reply To ..]
Then you're using someone else's dishes, glassware and eating utensils.

LOL - OP

[ In Reply To ..]
That is so funny. I'm one of the ones who doesn't like to buy used eating utensils.

That being said, I do indeed eat in restaurants all the time, but I know that they are required by law to wash the things at something like 140 degrees. Same with linens in a hotel, I believe.

Well... - OP

[ In Reply To ..]
I know what you're saying. I actually do not buy the linens. I'm funny, I will buy used dishes and glassware, but not eating utensils. Shoes are kind of creepy, too, the idea of it.

I'm just throwing it all out there. I am most interested in the clothing, so that's what I buy, and pocketbooks. Heck, $3 for a shirt, $1.50 for a pocketbook? I'll take it.

I went on a cruise one year and and a fancy wedding another year, and I DID NOT want to spend a lot of money on dresses and such on either one, as when else would I wear these things? I went to Goodwill and bought 2 beautiful cocktail dresses for under $20.

When I lived in a cold climate, I would buy my winter coats for a song. I moved to FL, so I don't need that anymore!

If you have a smart phone - anon

[ In Reply To ..]
There's a grocery shopping app that is supposed to be really good. It's called Favado (http://www.favado.com)

I don't have a smart phone, so I can't speak to it's efficacy personally, but I know a few women who use it and absolutely love it.

No Smart Phone Here - Budgeting

[ In Reply To ..]
That is something we chose not to get--we just have our fold-up cell with unlimited calling minutes. No text plan. No nothing.

Same here. Nothing fancy, no texting. n/m - me2

[ In Reply To ..]
xxx
Yeah - anon
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I kind of figured, but thought I'd toss it out there anyway. I don't own a cell phone myself, although my husband has one (needs it for work), but not a smart one either.

I've been tempted to get a smart phone though, if only for the use of saving/organizing/budget apps, but I have to sit down and crunch some numbers first -- see if I would actually save enough via apps to offset the cost of the phone/plan. Ah well.
How is buying a Smart Phone smart? - see msg
[ In Reply To ..]
I think buying a Smart Phone is dumb if you're seriously budgeting. If you say it's only for keeping records, get out a calculator, buy a records keeping book and a pencil. Much cheaper.

Nobody NEEDS a Smart Phone. They're handy for certain things, but in my household, that would just be a luxury.

Since I work from home, I don't need a cell phone here at the house---we still have our land-line. We only have one cell-phone, the fold-up type, and my husband takes that if he's on the road for something. We use it a couple of times a week for long-distance calling of friends and family. If I want to look something up on the Internet, I can look it up at home.

It would appear there are options on our phone for the web and other things, but I don't see where I actually need that.

So Smart Phones are a luxury, in my opinion.
I didn't say it would only be for keeping records - anon
[ In Reply To ..]
There's a lot of useful apps, plus other tools one can use through a smart phone. A lot of those would be useful to me while I'm physically at the store.

I know it's a luxury. That's why I currently don't have one. =P

I was just having a chit-chat -- not sure why you felt the need to make such disparaging remarks.
Yikes, sorry - Was just...
[ In Reply To ..]
Posing an opinion. I'll say a Smart Phone would be dumb for me to have, because I'm 58 years old and have managed to get by life without one.

If things in life get to the point where I can't look something up or make a phone call without one, I'm in.... ;)
No, I'm sorry - anon
[ In Reply To ..]
I was a total jerk. I'm sorry. I've been a miserable sad sack all day and I apologize.
No Problem - nm
[ In Reply To ..]
xxx
I got my iPhone5 C two weeks at for a bargain - $50 for 16G or $150 for 32G
[ In Reply To ..]
I got the 32G because I know I will start running out of room for apps in no time. We don't have a land line, and the IRS lets me write off the expense for business because it is our only phone.

If you are really into saving money, you could be making money with your smart phone. There is an app called iBotta where they offer you cash when you buy certain products. They deposit the money into your account (PayPal I think?) when you take a picture of the product and upload it with your sales receipt. I have not yet had the time to invest in getting set up, but sometimes when you get 50 cents back here or 75 cents there, it can add up to a nice piece of change.

downloaded it, thanks for the suggestion!!! - x

[ In Reply To ..]
x

Agree. Love all those places. - AMT

[ In Reply To ..]
I am short so most pants are way too long on me but as long as they fit everywhere else I still buy them and have my MIL hem them up for me. If just hacking off a few inches off the bottom is the only thing the pants need, why not? I got an almost new pair of Lucky Brand jeans at GW for $8! Those are at least $100 or more retail. I've found Coach purses (copies?) at GW too for $15. I love going there and filling up a cart full of winter clothes for less than $100 and I got their key card so I get a coupon for 25% on my birthday and I try to shop during special discount days, like Wednesday is 50% off orange tickets. I brag about saving! I will never buy new again (except underwear) unless I have a gift card, coupons, and hit the clearance rack. My local consignment shop has baby/kids clothes cheap too. I go there for all my friends' baby shower gifts. Onesies for 25 cents, heck yeah! One time I bought 12 outfits for $20. :-)

Me Too - OP

[ In Reply To ..]
I can't remember the last time I bought a department store item. The only problem is that not everything is marked with a size, but they do offer dressing rooms.

Those places have come a long way! Nice, organized, clean. I wanted a different colored pocket book one time, and I said, "why should I spend over $15 for a stupid pocket book?" So, I spent like $1.50, something like that.

I have a card where you get a discount for each $10 you spend. I'm having trouble getting it punched, though--it's almost hard to spend $10 in there! LOL.

what is GW??????????? - please share!

[ In Reply To ..]
x

goodwill. - n/m

[ In Reply To ..]
x

Did you read the OP? - xx

[ In Reply To ..]
It's right there bold as brass.
sorry long day. Since she was talking about lucky jeans - i thought it was discount designer
[ In Reply To ..]
clothing. How embarrassing. sorry.

Not really a savings thing - but might be helpful

[ In Reply To ..]
I've been using a site called mint.com.

It's not a savings site, but a budget site. You can pull in all your information from your bank account, credit cards, other loans/debts, any investment accounts, bills, etc and have it all in once place. It's a great tool for creating budgets and setting goals and it's free.

That's a great site. I also have the ability to do - MT2

[ In Reply To ..]
that with my credit card. It has a pie chart and breaks my expenditures down. I use it as I get cash back for certain purchases, and I pay it off every month.

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