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Giving kids money


Posted: Feb 21, 2013

Parents out there, how do you give your kids money, like how much and what all do you provide for them?  My son is 13 and my daughter is 9.  We had my son a cell phone for years, but lately we decided to cut back the $250 bill, so I told him to use the home phone. I still let him take my cell if he goes somewhere, so that I can contact him.  The kids never really got allowance until recently and I give my son $40 dollars per month and my daughter $20 dollars per month.  They basically just have to clean the kitchen and their room, with my son doing a majority of the task.  

My son is CONSTANTLY saying how most of his friends get $25 dollars a week for allowance.  That is $100 per month and I can't afford that!  He also complains that all of his friends have the smart phones through Verizon, which are $80 per month.  He makes me feel bad, like I am depriving him and I don't really feel that I am.  

How much allowance or extras do you supply your kids with?

;

Here is what I did with my kids - unpopular parent

[ In Reply To ..]
I didnt give my kids an allowance. I gave them a list of chores that were expected of them. I am raising an adult, so I am teaching them to be an adult. Adults dont get paid to do the dishes or pick up after themselves. If my kids went above and beyond, I would give them a an extra privlidge, or pay for a movie or some bonus to them as recognition.

The cell phone issue: My kids did not get a cell phone until they could afford the bill. I got a family plan with texting only, and they paid their portion. Both of my girls babysat on weekends to pay for their cell phones, and then got a job at age 14 for 20 hours a week at the custard stand in town. Half of their paychecks went in the bank. The other half, they had to pay their cell phone, and then they could do whatever they wanted with the leftover money.

When they started driving, the rule was B average or no driving classes. I paid for the class and the car, but they paid the insurance monthly, gas, and half of the maintenance (tires, brakes). That money also came out of their paychecks, but they still had to put half in the bank, and pay the cell bill and car insurance/expences out of their half. If they did not make enough, work more. That is what I have to do to have such luxuries. Once again, I am raising adults.

So far, my kids are out on their own, have never asked me for money, have their bills paid, and still dont buy unnecessaries. They have an appreciation for simple things, they both have savings accounts and add to it weekly, and have pride in their belongings!

I think I did pretty well, although I certainly got a lot of slack about what the other kids got. So be it...

20 dollars every 2 weeks. That's what I give my 12 year old son. - MT

[ In Reply To ..]
I do give him 100.00 for straight As when the report card comes out. He has a good Christmas and birthday. But 20.00 every 2 weeks is all I can afford. I don't even give myself an allowance, so he is lucky.

Not a parent, but I really, REALLY, like and - admire this approach.

[ In Reply To ..]
Nice job, mom. Truly.

That wouldn't work for where we live, but sounds good. - Me

[ In Reply To ..]
Any money my kids make, they have to make from me paying them. We live in a city that we don't know people, we don't have family here, so I don't have anyone that I could ask to let the kids babysit or earn money. There are ads in the paper every week with 20 ads of people wanting to babysit. Also, there are no local businesses that would employ small children a few hours a week. I don't know the year that you raised your kids, but it sounds like the "good ole days" doesn't really sound like now. My stepson had a very difficult time finding a job at 16 and 17 with a worker's permit. I can't imagine a place around here hiring a 14-year-old kid to do anything at all and again, I don't know the owner of any businesses.

my kids are now 21 and 24 - unpopular parent

[ In Reply To ..]
And I live in a city. My kids babysat for the neighbors and my car insurance lady's child. The custard stand was 1 mile away. It was not the good ole days, by any means.

My kids also got creative, shoveled, raked leaves, and cut grass for extra money.

I worked 20 hours a week from age 14 on b/c - of family illness, sm

[ In Reply To ..]
and I know it was necessary for me to do it, but I also don't ever feel like I had a childhood. I was so worn down from school, homework, work-work, and household chores that I had few friends or fun things to do. I know kids need to learn responsibility, and if it takes 20 hours for them to survive, so be it, but it seems too much.

My two get $5/week, plus they both have - sm - XXX

[ In Reply To ..]
cell phones, but have Straight talk thru Wal-Mart - $84 a month for both phones, unlimited talk/text. So just the $20 a month allowance, they dust, vacuum, mop and clean the bathrooms though it does not happen on a weekly basis, supposed to, but probably more like once or twice a month. Need to get on their butts more to get it on a set schedule and not wait until we have company coming...lol. They unload the dishwasher a few times week too, both hate to load it though, like pulling teeth to get them to do that, they don't like handling dirty dishes...told them they will have to get over that at some point. They do their own laundry (though I do it from time to time still but not very often). They are 13 and 14.

Now I do give them $20 when they go to movies, and get change back most times, sometimes give them mall money too (again only $20). But that is not often- 3-4x a year, not even once a month for either of them.

If you fund his activities then no I would not give him any more money. If you decide to then make it clear to him he has to pay for movies, mall, any activities he wants to go to (games, concerts, etc), and you won't spot him any money if he does not have enough.

But you are not depriving him. Tell him if he wants more money to do more about the house, get him to vaccum weekly,pick up, dust, clean the bathrooms, wash the cars, etc. My two ask for extra work when they want extra money, works out well.

The kids get money if they do a particularly nasty chore--sm - anon

[ In Reply To ..]
If the dog barfs or something else in the house, they will get some pay for that. If there is some extraordinary yard work to be done (digging up a bunch of cactus, etc) I pay for that. Cleaning the chicken coop, yeah, you can get paid for that. Although, some of these chores are reserved as punishment, too.

Of my oldest 2 who do more, if one is sick and the other is picking up more slack for their sibling (or for a sick or stressed parent), then I may stop and pick up some special yarn for my 11-year-old who knits or a pack of train track for my son. The oldest often does his younger brother's laundry so that he can have more time on the computer. We supply essentials like clothes and toiletries, any special things they want, they can wait for their birthdays/Christmas or ask for a way to earn it. They have the option of asking grandma and grandpa if there is something they can do for money.

They will get cell-phones when they can pay for them. Their Dad and I use Virgin Mobile prepaid phones, topping up $20 every 3 months, if they want something better than that in the future, they are welcome to do it.

Allowance - MT

[ In Reply To ..]
I don't give my kids an allowance either. If they have something special going on such as wanting to go to a movie here or there or have a school function they want to go to, I'll give them money for it as a parent should do. However, if they want an expensive pair of shoes or a certain kind of jacket or something, they have to pay for it themselves. My 14-year-old got a job and my 11-year-old mows lawns around the neighborhood and picked up a paper route. I tell them that the family needs to function as a unit and that chores are part of how a family functions. I also will give them money if they go above and beyond of what is expected of them. My oldest daughter moved out and she can cook several course meals, wash all her clothes, and keep her apartment clean with no problem because I taught her to be self-sufficient in those areas. Kids NEED to learn responsibility because I can guarantee that you are doing them no favors by just handing over money for things that should be expected of them anyway. When my kids try to play the guilt card over their friends having more stuff than they do, I always ask them if their friends have the same home life situation that we do. Most parents pay for "extras" like smart phones, etc. because they feel guilty for not being home with their kids because they are working....where I am here to spend time with them. Every family situation is different, but in my opinion, if kids are just handed over smart phones and tons of spending money just because, they don't learn to appreciate the value of a dollar or the hard work to get it.

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