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Health insurance premiums jumped 9% from 2010-2011. Obamacare?
Posted: Sep 25, 2012
http://www.factcheck.org/2011/10/factchecking-health-insurance-premiums/
From Factcheck.org: "Health insurance premiums for employer-sponsored family plans jumped a startling 9 percent from 2010 to 2011, and Republicans have blamed the federal health care law. But they exaggerate. The law — the bulk of which has yet to be implemented — has caused only about a 1 percent to 3 percent increase in premiums, according to several independent experts. The rest of the 9 percent rise is due to rising health care costs, as usual.
Furthermore, the increase caused by the law is a result of the increased benefits it requires, a factor Republicans generally ignore. So far, insurance companies have been required to do the following:
- Cover preventive care without copays or deductibles.
- Allow adult children to stay on parents’ policies until age 26.
- Increase annual coverage limits.
- Cover children without regard for preexisting conditions.
On the other hand, the fact that the law caused any increase at all cast more doubt on Obama’s promise that the law “could save families $2,500 in the coming years.”
More about Obama's unfulfilled promise, etc., at the link above.
(VTMT, I reposted the link you so kindly made available. Thanks.)
;
FactCheck.org is not a reliable site. - It's an arm of Annenberg
[ In Reply To ..]nm
Not true. - Try researching. nm
[ In Reply To ..].
I have - extensively. Someone told me this a (sm) - me
[ In Reply To ..]few years ago and I didn't believe it. I did research and did a lot of research on Annenberg Public Policy Center or whatever it is they call themselves. I'm just saying, don't trust them. Research yourself.
Research requires choosing sources for reliability, not for - preselected feedback. Please try again. NM
[ In Reply To ..]x
Anyway, it refutes Obama's claims of lowering costs. - That should please burn-baby-burn types.NM
[ In Reply To ..]x
So what part of the analysis are you disputing? - Facts are facts.
[ In Reply To ..]Most of Obamacare has not even been implemented yet so long-term outcomes cannot be calculated. Are you also attacking all 17 source articles they cited, like Kaiser Family Foundation?
Facts ARE facts. These people are in denial...and - WHY? for the love of O? pitiful ! nm
[ In Reply To ..]nm
What people? Kaiser Family Foundation? - the Natl Assn of Insurance Commissioners?
[ In Reply To ..]The Lewin Group? The School of Public Health at Emory University? All conspiring in collective denial, huh?
You mean like sheep? No, I leave that to the - Obama followers.
[ In Reply To ..]nm
Ahhhh, the good ole sheep/Obama slam retread. - Fact is
[ In Reply To ..]ACA has not been fully implemented yet. The majority of it will not be in place until 2014, so definitive statements on long-term effects on premium costs cannot be assessed until a few years after that.
Unless we can overturn the damn thing. - Republican
[ In Reply To ..]nm
Then what? Replace it with Obamneycare - or Romnamacare?
[ In Reply To ..]Why do you oppose the plan your party's candidate created?
Ahem! Healthcare premiums? About 1-3% of that is due to - Obamacare (expanded coverage). My big problem
[ In Reply To ..]is that with the take-it-or-go-uninsured $5000 deductible I have this year, PLUS coinsurance uninsured costs, PLUS usual-and-customary uninsured costs, I'm effectively uninsured for all but catastropic illnesses. I could have had this policy for the past 20 years and it would never have paid out a dime.
Mercifully, since an Obamacare provision already in effect requires insurers to provide some preventive care services without additional charge (NOT free), my premium now at least pays 100% of one annual physical exam, mammogram, basic lab tests, etc.
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