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Obamacare fines for not having insurance

Posted: Jan 17, 2014

I don't have insurance and have not looked into the exchanges yet. Even with my low income I am sure I would qualify for some subsidy, but I just haven't done it yet.

From the thread below about FT-to-PT, somebody mentioned fines for not having insurance. Anybody know the details of that? Will I be fined this year on my taxes for not having insurance? Was I supposed to have insurance by January 1? I know people had to sign up by a certain date in order to have coverage on 1/1, but I don't know when the fines kick in.

;

Call a tax preparer for best and honest answer. - NPC

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H&R Block, Liberty Tax, etc. Good luck to you!

I think it's 1% of yearly income, but there's also a - hardship clause for those who are very poor.

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I got "Obamacare" in November.. Wonderful friendly people at the NY exchange site who answered the phone and guided me through the process there, including what tax credits I was entitled to, so I can finally afford good comprehensive health insurance now after many years of having nothing but catastrophic. It's been a very good thing for me.

See link - sm

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https://www.healthcare.gov/what-if-someone-doesnt-have-health-coverage-in-2014/

This is the federal site. You can also sign up at this site under the individuals and families tab. If you live in one of the states who are operating their own exchanges, I believe it will direct you there, or else Google the name of your state and the words "Healthcare exchange".

If you need personalized assistance, you might want to try this web site:

https://localhelp.healthcare.gov/

You type in your zip code and it will give you a list of places that provide help signing up.

Good luck to you.

March 31st is the deadline both my state and Fed - nm

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Read this - link

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My understanding is this in the bill there is a clause that says you don't have to sign up. Unsure if that is the case or not, but is interesting

http://www.law.cornell.edu/uscode/text/42/18115?quicktabs_8=1

I think you will get a very clear and simple answer from a - tax preparer.

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nm

Very happy with my Obamacare plan - saving lots of money with it..

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and got a great plan that covers everything including preventive care.

Happy for u, truly, too bad those it helped - ...

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cost so many so much. Depends on your state and age. I honestly am happy for the people it helped but I have the worst coverage I have ever had in my life. Truly will not be seeking any medical care unless it is an emergency. And that .. is sad.

Good post - also have to say too bad those it helped - don't care about those it doen't help

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I have seen 2 types of post on this board regarding the health care.

Type 1: Those that praises it up and down, says it helps them, they are saving tons of money, it's cured all their life threatening illnesses and it's the best thing since sliced bread. The results of this for them are so phenomenal that some of the stories seem like a dream out of a fairy tale in Candy Land.

Type 2: Those that got kicked out of their health insurance they were happy with (i.e. a good health plan), now have no insurance (when they used to have insurance) or they are seeing their costs triple and don't know where they are going to get money to pay for this. Those who understand what this truly means for our country. Are happy for those who have health insurance, but are also concerned for their own situation because now they don't have anything.

It's a shame that group 1 doesn't seem to care about group 2 (the I got mine who cares about you phenomenon). Group 1 calls group 2 liars and some even go so far as telling others that it's a good thing they are out of insurance because the plan they had was a "junk plan" or giving details of the person they don't knows budget to include how much money they make a year, what their costs of living are and what they can and cannot afford and everything else they can think of without even knowing any facts trying to discredit that person.

And that is my opinion.

Your opinion is very acceptable and shared by most - Americans.

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I just posted something down lower on this page under a different blue star and said basically the same thing, but in one sentence and not as eloquently as you. Thank you for your post. It is so concise and accurate. God bless you!

Very acceptable? What does that mean? - nm

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nm

Acceptable - sm

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See:
www.thefreedictionary.com/acceptable

Acceptable? Question stands. To whom? Do you decide - which opinions are acceptable? (sm)

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I do know what the word means, but thanks

YW - nm

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nm

I think Obamacare has forced many sick people (sm) - Trying to be acceptable too

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to lose their insurance that they were paying for and is only focused on helping the downtrodden who didn't have any. We keep hearing about that only. What about the rest of us? Oh, and is this an acceptable opinion?

You seem to have forgotten the #2s - sm

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who constantly call the healthcare-for-all supporters "commies" and "socialists". These #2s make up ludicrous claims that are easily debunked, and when they cannot defend their claims, tell others not to argue (quite equitable to stomping foot and holding one's breath, I suppose).

Hey #1 thanks for proving my point - nm

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nm

Medical bills are #1 cause of bankruptcy - and foreclosure in U.S.

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We had to do something about the greedy insurance companies and lack of coverage (about 50 million) somehow.

People in MA are very happy with their Romneycare now, which is very similar to Obamacare.

Oh really now.... - It's not working out so well

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Lessons from the fall of RomneyCare:

http://www.cato.org/policy-report/januaryfebruary-2008/lessons-fall-romneycare

Besides RomneyCare and ObamaCare are 2 totally opposite things.

That column is six years old. Things have changed since then. nm - VTMT

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...

How? - nm

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nm

Sure wish Obamacare was around - about 15 years ago..

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when I got ovarian cancer, down to 74 lb at one point, and as an IC had no coverage and lost my life savings and almost my life. Now I have Obamacare, and it's a relief to finally be covered if anything else should happen. It costs me about $110.00 a month here in NY.

And all this time I thought it was - BECAUSE OF NUANCE.

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Gee, I learn something new every day.

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