Life & Health Insurance for IC's

On Tuesday, the Census Bureau released its annual report on health insurance coverage in the United States. News media widely misconstrued the data and presented the problems facing the nation's health care system through a distorted lens. Many major news outlets made a basic error when reporting on the Census Bureau study. The Los Angeles Times wrote that "the number of Americans with no health insurance rose in 2010 to 49.9 million from 49 million the year before." But the figure c ...

Wondered if anyone has any good ideas on health coverage outside of employers. Cannot do enough time/lines to earn with employer and getting older although no major health problems? Anybody else with some problems? Do you just do without coverage and pray nothing happens? ...

Does anyone know of any type of group insurance for medical transcriptionistsm or any reasonable health insurance plan for individual contractors? ...

Hello, Can anyone recommend an affordable health insurance plan (if there is such a thing) as I subcontract and insurance is not offered at my present job. I am just looking for a single plan for myself. I'm having gallbladder issues and need to get this checked out, but can't afford the cost of surgery on my own. Any help is very much appreciated! ...

For the past year and a half I have been sans health insurance. Fortunately, I only have a couple of prescriptions that I take on an intermittent basis, and even those are generics. Walgreen's has a "Savings Club" for those without insurance. Normally enrollment costs $15 for a year, but this month only they have reduced it to $5 so I signed up. The club saved me $2 on today's Rx (meaning that the net enrollment cost for me was $3), and ...

I wrote to my congressman here in Pennsylvania asking how HCR is going to help me with my specific situation. My premium through work is high, but I need it because my husband is self-employed. I received a response a few days later this morning and wanted to share with you all in case you were also curious (in the same situation). "Two things will happen if your employer-provided coverage is deemed unaffordable (your insurance would be considered unaffordable if your premium payments total mor ...

May need private health insurance in the near future. Does anyone have a private contract that includes preexisting conditions that wouldn't cost my whole paycheck - company I'm with doesn't have insurance. Tx ...

Health care law saves consumers over $1 billion Health care law provides rebates to more than 12 million consumers Today, Health and Human Services (HHS) Secretary Kathleen Sebelius announced that 12.8 million Americans will benefit from $1.1 billion in rebates from insurance companies this summer, because of the Affordable Care Act’s 80/20 rule. These rebates will be an average of $151 for each family covered by a policy. The health care law generally requires insurance companies to s ...

I'm a small business owner, so I write off my medical insurance, but I didn't realize everyone could do it. ...

Anyone have supplemental health insurance because primary health insurance has too high deductible? If so, do you like it? Which company? Is it expensive? Thanks. ...

that was cheaper than the one you have now, with no deductible, including dental, lower drug prices, with little or no copays? Impossible you say? Maybe not! ...

I added up my federal, state, and property taxes. If I was paying the full cost of my health insurance (employer shares cost), my taxes would be about $3,000 LESS than the cost of my health insurance. I get a of a lot more for my tax dollars than I do from my health iinsurance. But, I am so glad I am paying all that so the insurance CEOs can afford gas, car payments, and nice vacations. ...

Virginia's Democratic-controlled state Senate passed measures Monday that would make it illegal to require individuals to purchase health insurance, a direct challenge to the party's efforts in Washington to reform health care. But the action in Virginia, a state that backed Obama in 2008, could indicate that the president is failing to reassure members of his own party that current reform efforts remain worthwhile. The votes also suggest that Democrats on the state level fear ...

I have been moving and working my butt off and I haven't even had the chance to pop on the news or surf the web! I am so lost in the world of politics.... BUT... I was wondering where that whole health insurance issue is standing. I figured here would be a good place to ask as how you guys are very knowledgeable on these things! Thanks! ...

I've read people railing against the mandate that we Americans should all get health insurance. Some people say, "The nerve of Obama, requiring that we buy health insurance!" What I wonder is....why would a person cling to the right NOT to buy health insurance? I mean, what is the advantage of not having health insurance? I understand that for some, it's the expense of carrying a policy...but if you don't want to carry ANY health insurance, what do you fo ...

So, don't bother to get health insurance. Don't worry if your insurance company dropped you because of pre-existing conditions. Just go to the ER and the rest of America will pay your bills for you. Problem solved. He's living on another planet. ...

WASHINGTON (AP) — Your medical plan is facing an unexpected new fee. It's to help cover people with pre-existing conditions under President Barack Obama's health care overhaul. The $63-per-head fee — buried in a recent regulation —will hit health plans serving an estimated 190 million Americans, mostly workers and their families. It's payable starting in 2014. Employers are not happy. The cost of compliance works out to tens of millions of dollars for the largest com ...

and its ban on pre-existing condition (“pre-ex”) exclusions means we don’t have health insurance any more. The ACA mandates that health plans enroll people with pre-existing conditions. That’s not insurance against a risk. That’s third-party financing of a known condition. The law also equalizes premiums for healthy enrollees and unhealthy enrollees. Both must be charged the same, regardless of health status. That’s not insurance either. Skyrocketing costs are the result. Peopl ...

for a 21 year old making $25000 a year in California will be $144 per month. Get the facts before falling for the lies about ObamaCare. ...

What will that do to the health care industry and our jobs? ...

Seriously? Does he know the difference between life insurance and health insurance? It seems not. This guy is running the country? OMG. ...

Posted: Aug 12, 2011 10:45 AM PDT Friday, August 12, 2011 1:45 PM EST Updated: Aug 12, 2011 11:56 AM PDT Friday, August 12, 2011 2:56 PM EST By GREG BLUESTEINAssociated Press ATLANTA (AP) - A federal appeals court panel on Friday struck down the requirement in President Barack Obama's health care overhaul package that virtually all Americans must carry health insurance or face penalties. The divided three-judge panel of the 11th Circuit Court of Appeals struck down the so- ...

January 5, 2013 Health Insurers Raise Some Rates by Double Digits By REED ABELSON ¶Health insurance companies across the country are seeking and winning double-digit increases in premiums for some customers, even though one of the biggest objectives of the Obama administration’s health care law was to stem the rapid rise in insurance costs for consumers. ¶Particularly vulnerable to the high rates are small business ...

I am horrified at what is happening in Wisconsin and many other states. There has been a systemic effort to take away our rights and this is just the latest. If you are a working medical transcriptionist you know only too well about the cuts to wages and benefits. The corporate policies (using political influence) have offshored work, cut wages and benefits, driven workers into unemployment, so that the remaining workers will grasp at any reduced wages and benefits that might ...

For the first time in my life, I am without health insurance and it is a terrible feeling. In the past, I paid attention to the health care debate as a speechwriter who prepared speeches, talking points, op-eds, and debate prep material on the topic at different times for John Edwards, Barack Obama, Hillary Clinton and others. Now, I'm paying attention because I'm a citizen up the creek without a paddle. // Get the newPD toolbar! Throughout my life, I have been very luc ...

http://www.factcheck.org/2011/10/factchecking-health-insurance-premiums/ From Factcheck.org: "Health insurance premiums for employer-sponsored family plans jumped a startling 9 percent from 2010 to 2011, and Republicans have blamed the federal health care law. But they exaggerate. The law — the bulk of which has yet to be implemented — has caused only about a 1 percent to 3 percent increase in premiums, according to several independent experts. The rest of the 9 percent rise is due ...

At a time when Republicans are trying to roll back certain provisions of the Affordable Care Act (if not the entire law), a liberal advocacy group is looking ahead to the next round of taxpayer-subsidized health care "reform." Families USA says the ACA was a good start, but it has now outlined 19 specific proposals "to improve health care for everyone in our nation." The plan, called Health Reform 2.0, would "improve coverage and extend care." That means making dental coverage universall ...

Under the Obama administration, these federal-muscle big boys will be offered through the exchanges in all 50 states, not supplanting other insurances offered but COMPETING with them. For people against abortion, note that "The new health care law stipulates that at least one of the multistate plans must provide insurance without coverage of abortion services. If a plan does cover abortions, it must establish separate accounts, one with money for abortion and one for all other m ...

January 8, 2015: As the U.S. Supreme Court prepares to hear a case that could prove to be a fatal blow against the Affordable Care Act, aka Obamacare, a new study has concluded that the consequences of striking down the law's subsidies for low- and middle-income individuals will result in a sharp drop in the number of Americans with health insurance, as well as a steep rise in premiums. Link: http://www.bloomberg.com/politics/articles/2015-01-08/study- ...

What happens when your ailing son is about to exhaust a lifetime of health insurance benefits before his third birthday? Kelly Whaley came dangerously close to finding out...... ...

Life & Health Insurance for IC's

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