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Being a long-time, self-employed contractor, getting medical insurance coverage was always a problem. Fortunately, I'm retired now and all those FICA payments are paying off now. I get about $1025 a month SSI.
I'm hearing horror stories about people losing insurance or it going up from $500 to $1500 and people formerly with insurance are now refusing to pay the higher costs. But for over 10 years I've been without insurance, keeping my fingers crossed I didn't need to go to the hospital. Once Obamacare came out, though and I was forced to look into signing up, I am now insured. The crazy thing about it is that at my fixed income and at 64 (maybe that had something to do with it too), I was able to get a good insurance plan, normally costing around $525 a month, but with a government SUBSIDY, I only now pay $3.75 a month! Essentially, the government is picking up my insurance. Basically, I'm getting Medicare early! So in my case, Obamacare is a huge blessing. My doctor's deductible is only $30. The big plus is that I have HBP, AOD and high cholesterol and now am on meds for that. With my plan I pay $0 for the meds.
I know other MTs are in my situation and just wanted to share that it's great to be insured after years of not being insured. I can't believe I went all those years without healthcare. Obamacare might crash one day as they predict, but for now, it's a lifesaver in more ways than one for me.
Lars
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