For anyone who has ever bought a home, when moving
Posted: May 4, 2015
any construction or upgrades of any kind? My child is in the process of buying a home. I have bought 2 in my lifetime. The first one was built in the 40s. It was a HUD, repossessed and nothing was needed to make it livable. The second was a fairly new home, 4 years old, and it also was move in ready. My daughter has had a terrible time trying to get the people selling to turn on utilities so it could be inspected. Yesterday told me inspection day. No water on, the inspector could not check the A/C, furnace, water. I could chew my nails am just thinking this is so not right. She tells me she has an extra $35,000.00 in case there are repairs to be made. Is this something that people do now, move into a home thinking they are to make repairs? The first house I moved from I had to do repairs before it could be sold, remember having to put in some steps at the back of the house and also had to have inspected for termites and such. Nail chewing up to my elbows about now. ;
INSPECTION - not 100% sure
[ In Reply To ..]
I would think to pass inspection, the inspector needs everything turned on to do a proper inspection. Otherwise, as you said, there could be pipe issues, etc. Tell your daughter to hire her own house inspector. Rather spend a few bucks upfront than a world of possible issues once purchased. Are they selling the home "as-is".
IMHO, something is not right. - Please sm
[ In Reply To ..]
Why would the seller not have the basic utilities turned on for inspection? That is suspect. As for your actual question, I do think that any house over a certain age would need some kind of repairs/upgrades, especially electrical. When I bought my 50-year-old house, we had to take care of minor chimney repair, and had to upgrade the electric wiring for all the computers, peripherals, etc.
The selllers said they had winterized the - property, but here is May
[ In Reply To ..]
and I also think suspect. Hope this is not going to be a money pit. Can only say so much. I tried saying what I think but they might have fell in like/love with the house already and try to hold what I think without upsetting the cart. As far as being sold as is, do not know the answer to that. The only info I have is going through Fannie Mae, HUD house, low cost and have an extra $35,000 to spend for upgrades, or repairs. I would not want to move into a home not already set to go though.
Just thought of something else... - Please sm
[ In Reply To ..]
...thanks to someone mentioning realtor. With my house, the sellers were upfront with the repairs/upgrades recommended and they pretty much matched my inspector's findings. My realtor worked out a deal with the sellers to lower the sale price a bit and get some of the work done themselves. I suggest you mention to your daughter that $35,000 in repairs (if needed) seems steep and a deal might be worked out. Then again, being HUD, not sure if that applies.
Home - Stay clear
[ In Reply To ..]
Tell your daughter to stay clear from that home ... get a more reputable realtor too.
Home Inspection - Vickie
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I am a real estate broker in California and utilities are required to be on for the inspection. There is no telling how bad things are if they cannot test them. I would advise her to back out if the seller will not comply. Depending on what state she is in, they might be required to have them on for her, but her broker should be able to tell her about that.
inspection winterize the home? - all smiles
[ In Reply To ..]
Here in Toledo winterizing the home means draining all the fluids and filling the water pipes with a nontoxic antifreeze, because you are gone for the winter and the heat is off (keeps the pipes from bursting).
Would want to know precisely what the seller meant by winterizing.
In most parts of the country, homes need to be at "code" for electrical, plumbing, and some other miscellaneous issues (roof could be one), before they can be sold. The seller has to bring it up to code or it cannot be sold, period. The seller, not the
House inspectors are not immunization against major repairs. Mine did not tell me about serious problems that would "kill the sale" because "we could be sued if the sale didn't go through."
Well, I had over $50 K worth of stuff that absolutely had to be done. (Roof, basement, gutters, serious landscaping issues and retaining wall.)
I'd back out of any sale where the owner is not cooperating completely with what the seller is asking.
Something is not right with this.
Is this the only house for sale?
Only house for sale, huge market - where we are
[ In Reply To ..]
living in the suburbs of Atlanta. Noticed she sent FB message to SIL's brother asking about contractor, stating "major repairs needed." I said never say "major." To me if I were a contractor would just see $$$$$$$$. I was told "rather do repairs needed up front instead of later." Husband said forget about it, not listening and only gets my BP up. I think this is just being plain stupid and I so don't like stupid.
Be your own inspector - sm
[ In Reply To ..]
First of all, my experience with home inspectors has been bad. During the build up to the housing bubble, the loan/mortgage people, the realtors and "inspectors" were all pretty much conspiring to get sales through. They were all paying each other off, basically.
I was buying a house "long distance" and so hired a home inspector. He never went in the attic where he would have found very little insulation and what there was, was the old vermiculite which contains asbestos. If he had gone into the attic, he would have seen old "knob and tube" wiring which is probably the main cause of house fires. Although the previous owner said the house had never had a fire or flood, I could see water stains on the basement walls where there had been water to at least 6 inches. Also when we did some remodeling, we opened a wall and found some fire-charred beams.
We would still have bought this house and we have remodeled and it is beautiful.
There are things the average home buyer can do. You can request to see the utility bills for the last year or so to find out how much it costs to heat. I suspect previous owner is reluctant to pay past bills to get the utilities turned on.
Check the outside water slope and flood plain. Does your neighbor's paved driveway drain directly into your basement? What is the subsoil around the home? Clay, sand, gravel.
Are cement walls, basement/floor cracked anywhere? Check for water stains (also under sinks, baths and around toilets)
Check for rot on any beams, sill plates you can access. Stick your finger nail in--if you can flake out wood, you have some damage probably. Any strange odors of mold?
Is anything "new" or covering up something? Pictures can cover holes in the walls.
Does the roof have any sags, does it look level? Is there rot around the eaves? Do the floors have a slope, is there a sag in the ceiling? Check this out, you may have some major structure problem.
It does not hurt to walk about and talk to the neighbors. Neighbors always know, but you have to take it all with a grain of salt.
Nothing is perfect but you should know what you are getting in to. Good luck.
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