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How will Obamacare help ICs?

Posted: Jul 11, 2013

I haven't exactly been able to figure out about the insurance.

;

well, you will be forced to buy insurance that you cant afford - thats how

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No different than anyone else.

So much better to just use your - free

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emergency room services than to have insurance you can't afford.

The only people that get "free" emergency room care...sm - oldtimer

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are those on Medicaid. Anyone else without insurance can expect to get a hefty bill. Medical debt is the biggest reason for filing bankruptcy by far. Health insurance is not just insuring your health. It is insuring the equity in your home and your car, your savings, your good credit rating, etc. The good news is that the people who are above the poverty level will now be able to afford health insurance.

Followup elaboration - Freebie

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I should have phrased my previous post differently. Suppose I retire when I'm 62 and I'm not old enough for Medicare, but maybe working part time and can't get insurance. Is there anyplace I can find more info or does anybody understand it well enough to explain it or will I just have to wait and see?

venture onto the politics board - they seem to know everything

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about everything and Ocare is one of the subjects they all seem to know about the most. good luck.

The Politics board is definitely - good for a laugh. nm

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.

Have you done any research? - xx

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There is a lot of good information available about how the insurance exchanges will work and how to make the best use of the new regulations. All you have to do is type in a few keywords and voila!

Research - Freebie

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No research yet, didn't know how to start. Tried the politics board, one good discussion was starting but it degenerated into a you blame republicans/democrats and I quit reading. I'm not looking for opinions, I need facts and working 60 hours a week doesn't give me a lot of time so I was hoping for constructive suggestions. Thanks, I will google it and see where it gets me.

Insurance - sm

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You will get government insurance, like Medicaid, but you will be charged according to your income.

insurance - Freebie

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Thank you so much, I googled obamacare 411 and insurance and it gave me a flow chart with the guidelines and I can't tell you what a relief that is I've been so worried but I think I may be able to manage.

It'll be PRIVATE INSURANCE with subsidies - Wishing

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Unless you're making less than $16000 or so per year (130% of poverty)....

Unfortunately - insurance

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I don't think there's enough information out there yet to answer your question. Plus, I think there are going to be a lot of variables by state, so you'll need to factor that in too.

If you make at least $16000 a year.... - Wishing

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your insurance (and, I think, out-of-pocket) expenses will only be 10% of your income until you make about $40000 a year. Less than $16000 a year income, and you'd better live in/move to a state that provides Medicaid for single people who don't have kids! There will be subsidies for people earning more than 130% or so of poverty but not for people making less than that. I think it is too bad that the subsidy wasn't set up so that people with tiny incomes could still buy health insurance provided they could come up with the $1600 a year. But the bill became law with the assumption that there'd be Medicaid for the lowest income group in all 50 states.

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