A community of 30,000 US Transcriptionist serving Medical Transcription Industry

Medicare Supplemental Ins. for Disabled under 65?


Posted: Oct 23, 2015

I wonder if anyone who is disabled and under age 65 has been able to find Medicare supplemental insurance that is affordable?  According to the Medicare site, only 29 states force insurance to accept you for supplemental insurance and I don't live in one of them.  What I'm considering is dropping Medicare coverage to get insurance through the Affordable Care Act, but not sure there is anything affordable. 

I did have a full policy that's cost was $450 a month, but with government subsidies I only had to pay $91 a month.  This was great until they told me it is illegal for me to have insurance plus Medicare if under 65, so I had to cancer the insurance.

Thanks for any suggestions.

;

Check BC/BS - anon

[ In Reply To ..]
My husband is not disabled but he has Medicare Advantage through BC/BS of TN and the premium is about $150/month for really good coverage.

Email me if you would like me to give you more specifics.

Thanks for the info. - Linda

[ In Reply To ..]
Your hubby must be over
64. That is the problem. Most states do not make insurance companies provide Medicare supplemental if you are under 64. Thanks for the name of the company though. I'll make a note of it for the future.

BCBS - Chi-town Lady

[ In Reply To ..]
My insurance is entirely paid for with a state subsidy, but even so I can't afford to use it. It's got a $6000 deductible.

Just got a Medicare Advantage plan with no premium - Linda

[ In Reply To ..]
Everywhere I had applied for Medicare supplemental would not insure me until I'm 64 (I'm 62). I called Medicare and their Advantage plans DO accept those on disability under 64. This is Plan 2 and enrollment is only until 12/10, I believe. She got me signed up for it over the phone. Copay for doctor is only $5. Specialist $70. Great hospital and drug coverage. Finally!
Medicare Advantage - Chi-Town Lady
[ In Reply To ..]
I will be 65 in 2017 and plan on applying for Medicare then. I don't have a disability, so that route is out. I just need to get from here to there!

Similar Messages:


Supplemental Health InsuranceMay 11, 2016
Anyone have supplemental health insurance because primary health insurance has too high deductible?  If so, do you like it?  Which company?  Is it expensive?  Thanks. ...

The Old And Disabled People Don't Have To Worry Mar 16, 2017
They'll die of starvation before they can get sick.  The rest of us will be following right behind because we'll be dying from poisons in our food and air since nobody will be keeping an eye on the corporations and what is going in our food, water and air. Everybody feels the military and our security and health of our veterans is important but it won't matter when there's nobody left to protect.   ...

Prayer For MT Job ASAP, Husband DisabledSep 10, 2011
Please pray for me, dms to find a MT job, I've been out of work since 2005, severe hurricane destroyed hospitals. Recently husband had injury on job of loss of limb. Looking for part-time work. Thanks ...

MODERATOR! Why Are The Likes And Dislikes Disabled????Nov 17, 2015
I've been trying to leave 'likes' and 'dislikes' since Saturday but am unable to do so. Will there no longer be any way to "comment" by those choices? If not, why?It's a way for a lot of MTs to be able to voice their opinion without a reply because they may be working or about to work, or just don't have an answer but may agree or disagree with the original poster. ...

Disabled Kids Are God's Punishment To Women Had Abortions Feb 23, 2010
Virginia lawmaker: Children with disabilities are God’s punishment to women who previously had abortions. On Thursday, Virginia State Delegate Bob Marshall (R) spoke at a press conference against state funding for Planned Parenthood. He blasted the organization for supporting a women’s right to choose, saying that God punishes women who have had abortions by giving them disabled children: “The number of children who are born subsequent to a first abortion with handicaps has i ...

No COLA For Social Security Recipients And DisabledOct 25, 2015
This should be determined on necessity prices, not general cost of living numbers. Low gas prices will prevent seniors from eating. https://www.facebook.com/video.php?v=919387074782964&pnref=story ***Low gas prices have skewed the cost of living numbers; however, the low gas prices do not have much to do with the necessities of seniors, disabled and disabled veterans. They do not get a cost of living increase based on the statistics being skewed down by low gas prices. ...

Four Arrested After Video Shows Group Assaulting Disabled ManJan 05, 2017
The shaky video shows a terrified young man in a gray hooded sweatshirt and dark pants crouching in a corner, his wrists and neck bound with orange bands, his mouth taped shut. A young woman films as two young men slash the sleeves of his shirt with knives, then take turns punching him, slapping him and stomping on his head. At one point, one of the men can be seen cutting the victim’s hair and scalp with a knife, and the victim is later shown bleeding from his injuries. As the victim ...

NO COLA Raise For Social Security/Disabled Recipients Next YearOct 12, 2010
Seniors and disabled Americans looking forward to the annual increase in their Social Security check will be disappointed this year. Officials with the Social Security Administration have informed aides in Congress that the decision will be announced on October 15, just two weeks before the election, according to staffers and people familiar with the SSA's plan. This will be the second year in the History of SS that we won't be getting a cost of living raise. ...

Sanders' Wife Tried Evicting Disabled Residents After Closing Shady College DealJun 30, 2017
Gotta love those socialists. What a team! LOL ...

Medicare At Age 76Jul 29, 2016
IMPORTANT ACTION INFORMATION FOR NOVEMBER, 2016, VOTE Medicare at age 76! If you don't read this, and do nothing about it, don't complain when it affects you or your loved ones! This is the second Judge to have read the Obama Care document comments. More highlights of Nancy's "pass it and then find out what's in the bill"! Show this to everyone nearing the ripe old age of 76. These are just a few of the things that we Seniors are going to have to deal with which star ...

Why I Want My Medicare Left AloneMay 06, 2011
I don't know if any of you do this, but every time I forget something, like part of the alphabet or my phone number, I am terrified that I have the beginnings of Alzheimer's Disease. It just happened again a few minutes ago. I was trying to file something alphabetically and momentarily forgot my ABC's or my OPR's in this case. I have no doubt that I can take care of myself right now while I'm in great health, but what if... ...

Expanding MedicareDec 08, 2009
Senate Democrats are discussing the idea of expanding Medicare by lowering the age at which the elderly could enter the government-run insurance program, Democratic sources on the Hill tell the Huffington Post.The proposal would lower the age of eligibility for Medicare from 65 to 55, though an age limit of 60 has also been suggested. Crucial details -- such as the timing of the implementation of such a reform -- were not provided due to the sensitivity and ongoing nature of the deliberations. A ...

CBO: MEDICARE FIX THROWS HCR IN THE REDMar 20, 2010
The CBO has now said that the "Medicare Fix", which the Democrats are trying to pass separate from the HCR bill, throws their scheme into the red, eating up all of the claimed $200 billion in deficit reduction and instead adding $56 billion more. For those who don't know, there are programmed reductions in Medicare reimbursements to physicians that are supposed to "kick in" automatically, and every year Congress passes a bill to reverse those cuts for the simple reason that such reductio ...

Medicare SupplementsMar 21, 2016
Does anyone here have Medicare supplement (MediGap) or Medicare Advantage Plan and are you happy with it?  My Medicare policy start 04/01 and I have no idea what kind of supplement to get.  Thanks for any info.   ...

Medicare SupplementSep 19, 2015
First year on Medicare and realize it sucks.  Will pay for this, won't pay for that.  Looking into a supplement, but there are so many.  I know that the reps from the companies are paid commission, and I honestly don't trust them.  Wondering if any of you "oldsters" can give me any advice.  I know it varies from state to state - just looking for suggestions.  ...

How Many People Here That Are Not On Medicare Have A May 24, 2017
. ...

The ACA And Medicare - An Article On Jun 30, 2017
I saw the "disagreement" below about Medicare.  Really didn't want to get involved in that but here is what happened to Medicare.  I did already know it added coverage for mammograms but here's some more. ...

Medicare--Good NewsSep 16, 2011
I wonder is MSM will cover these stories? * Premiums: The nearly 12 million senior citizens enrolled in private Medicare health plans will see their monthly premiums drop by an average of 4 percent while benefits remain stable next year, the Obama administration officials announced Thursday. In addition, they said, premiums fell by an average of 7 percent this year, much higher than the 1 percent the government projected a year ago. * Fraud: Under the newly reformed health care laws ch ...

Patiens And Groups Sue MEDICAREJan 20, 2011
Montpelier, VT: (AP) Five New England residents and five national health care advocacy groups filed a lawsuit Tuesday against the federal agency that administers Medicare, saying it had illegally reduced or denied benefits to thousands of patients with chronic health problems. The lawsuit, filed in U.S. District Court in Burlington, named Health and Human Services Secretary Kathleen Sebelius as its sole defendant and took aim at an arm of Sebelius' agency, the Centers for Medicare and ...

Medicare Patients...bringing This To The TopJan 06, 2010
In response to a post well below this..... http://www.boston.com/bostonglobe/editorial_opinion/oped/articles/2010/01/06/medicare_and_the_mayo_clinic/ Yes, fact is many places are not accepting Medicare patients and it will get worse. This is an opinion piece, but one cannot argue the FACT that Mayo Glendale has stopped accepting Medicare patients as have many other facilities and that the number will continue to grow with the passage of the reform. What will happen to our country's senior ...

Medicare Fraud TeamJul 18, 2010
I find it funny that O's team is taking credit for this when it was really started when GWB was president. Sorry, O lovers, but it takes time to gather evidence and we all know how much time it takes to gather evidence and dot all the i's and cross all the t's.   Medicare Fraud Strike Force Charges 94 Doctors, Health Care Company Owners, Executives, and Others for More Than $251 Million in Alleged False BillingEarly Morning Takedown Leads to Arrests, Charges, and Execution ...

Ryan's Medicare PlanAug 14, 2012
. . . the federal government's. If it's good enough for them . . . The NYT said Ryan has the same plan for Medicare as federal employees enjoy (published 04/18/2011). Also, Ryan wrote this: "Starting in 2022, new Medicare beneficiaries will be enrolled in the same kind of health care program that members of Congress enjoy." His op-ed about this was published in the WSJ. Sounds good to me! ...

People Really Need To Educate Themselves About Medicare (sm)Aug 19, 2012
This is what is coming down the pike on January 1, 2013.  A 30% paycut to physicians.  The Medicare payments they get now are beyond pitiful.  Wait until it's cut 30% more.  MEDICARE IS GOING BROKE.  OBAMACARE IS MAKING IT WORSE.  What does a person have to do to get through to you people?  Maybe this article by the AMA will lend some credence to the Conservatives' claims.  If it doesn't, you people are hopeless - absolutely hopeless.  ...

Yes, Bozo Did Gut Medicare AdvantageAug 20, 2012
nm  OVERTURN BOZOCARE. ...

Medicare Savings--Way To Go, ObamaOct 04, 2012
WASHINGTON (Reuters) — Ninety-one people including doctors, nurses and other medical professionals were charged criminally after an investigation of Medicare fraud that involved $430 million in false billing in seven cities, officials said on Thursday. It was the government’s second big raid in recent months after a similar investigation in May involving $452 million in possible fraud in Medicare, the health program for the elderly and disabled. The accusations include billing the go ...

Medicare End Of Life SpendingDec 11, 2012
Original thread is getting pretty far down and I am curious because I have yet to hear a politican other than Mitch Daniels bring up this issue without screaming about killing grandma or using death panels.  When Medicare spends 25% of it's resources on end of life treatment then it's time for everyone to discuss this issue in a reasonable fashion.  Personally, and as one who is on Medicare, I feel that everyone who applies should have to include their advanced directives whi ...

Medicare Improperly Paid Jan 24, 2013
"Illegal immigrants and prison inmates received more than $120 million in Medicare services from 2009-2011 despite federal law that makes them ineligible for the program, according to two new reports from the HHS inspector general. "The issue, according to the reports, is timing. When Medicare is alerted that someone is incarcerated or undocumented, its contractors help prevent payments from going out the door. But often, Medicare’s databases aren’t up to date, and improper payments go o ...

Question About Soc. Security & MedicareDec 16, 2016
To those of you who are single, receiving Social Security and Medicare, do these numbers seem too high to you?  The amount taken out of my monthly social security check for Medicare is $140.  The amount taken out monthly for Part B insurance is $73, and for drug plan is $21 (total of $94 a month).  So each month $234 dollars are being taken out of my social security check to pay for health care.  Does this seem excessively high to you, or is this a normal-sounding amount? ...

Reasons Not To Dismantle/Destroy MedicareApr 12, 2011
I was just thinking about the long-term ramifications of dismantling or changing Medicare so that it does not cover healthcare needs of the elderly. One important one that originally came to mind was that many people who are now in nursing homes or assisted living won't be able to afford it. They will need to move in with their children unless the children can afford to pay the difference, of course. That will come out of the college fund for families in some case when there just isn' ...

40 Republican Senators Vote To End MedicareMay 26, 2011
I wish they would get to work on really solving problems, not creating them. ...