So full of holes it's hard to know where to begin - old and burned out
[ In Reply To ..]
Let's take the individual mandate. The reason for the individual mandate is to make sure everyone has insurance. If one does not have insurance and gets sick or in an accident, they will either have to pay up front or go to an ER. Since they probably will not be able to pay up front, they will go to the ER (the most expensive care there is). If they can't cover the ER bill the hospital will make up the cost by charging the insured patients more and your premium will go up and not down.
Better hope you don't have a pre-existing condition - No coverage or it will cost your first-borne
[ In Reply To ..]
Also, don't plan on quitting your lovely MTSO job without having new coverage set up--you are stuck unless you can afford that expensive COBRA coverage.
I want to retire at 62 but would have to work until MC eligible - see message
[ In Reply To ..]
I have multiple pre-existing conditions and could not afford private coverage before ACA. If they take that away, I will have to somehow find a job at 60-1/2 that has health care coverage. Not likely.
There seemed to be a big increase in the transcription reports - MT
[ In Reply To ..]
When Obamacare went into effect, I recall a lot of reports where the doc would say something like "the patient is here for TKA as she now has insurance." I also recall a report where the patient had had colon cancer, but had not had followup for 7 years because he did not have health insurance. I hate the thought of all the people who need care not getting it again. Also, with all the cuts to Women's Health, where will all the low income women go for Paps, mammograms, birth control, STD screening, etc.? People need to think long and hard about this.
I've also noticed many reports with people who have - lost their insurance because of
[ In Reply To ..]
premiums that no one can pay because of mandate in Obamacare to cover all those items you mentioned. Birth control for a 60 year old? Maternity coverage? Your insurance provider now HAS to cover it and you have to pay for it (to pay for those people you mentioned).
My friends had to drop their insurance because it would cost almost $50,000 a year now to cover their family like the insurance they had before.
I feel sorry for my grandchildren. They will be paying a 80% tax rate to cover all this.
What happens when not enough people are working - to subsidize people? What
[ In Reply To ..]
about those people stuck in the middle who make a little too much to qualify? What about when all the illegals get coverage?
The U.S. added 242,000 jobs in February - Yahoo!
[ In Reply To ..]
The unemployment rate is at the lowest mark during the recovery from the Bush Great Recession.
If you like Trump's plan, if you are poor enough (?) you may get Medicaid. What about if you make a little more than poverty level, (like the typical MT)?
Then why are 90 million out of work and so many on - food stamps? Doesn't add up.
[ In Reply To ..]
Does this mean all those people will be getting off food stamps? Or could it be those unemployment numbers are made up rubbish?
I let those 3 people in line in front of me with the EBT cards know about this next time I'm at the grocery store.
A nation such as the US, should be caring for the - Vets, disabled, children, elderly
[ In Reply To ..]
and people temporarily down on their luck. You would rather they starve?
That's just a vague, gassy "feel-good" statement. - Define your terms.
Which disabled? Many are perfectly capable of earning a living.
Who are the "elderly" and by what criteria?
What evidence is there that government is the best social instrument to accomplish this?
Would there be means testing, and if so what would that comprise?
It's called an emotional response. People remember - how you make them "feel"
[ In Reply To ..]
rather than addressing the issue of how to deal with something.
More money, more money, more money.
Vague and gassy--reminds me of Trump - Whatever happened to the Vet contributions?
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Remember when he refused to participate in the FOX debate because he was afraid of Megan Kelly and had a rally for Vets instead? Did the Vets ever get the money? Just wondering.
out of work - mt87
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Maybe because places like Disney are bringing workers over here to take the place of their workers who, to add insult to injury, have to train the people who have been brought over here to take their jobs.
and places like WalMart do not pay a living wage - workers qualify for food stamps
[ In Reply To ..]
Walmart and Disney are relying on the taxpayers to subsidize them.
The value of belonging to a union cannot be overemphasized. - nm
The unions are behind the minimum wage hike. Their wages go up, - as do prices of goods. Walmart
[ In Reply To ..]
just announced a wage hike in addition to closing 269 of its stores in several states. Coincidence?
Who needs to go to Walmart anyway. You can buy things online, even groceries.
You mean the Schumer-Franks Great Recession. - In any case 240K is below target.
[ In Reply To ..]
We have now set a record for the number of consecutive years at GDP growth of less than 3%, and 3% is just "treading water" so to speak.
The economy needs to add at least 300K jobs a month, not 240K.
And, those unemployment numbers are as phony as a $3 bill. You know it, and I know it.
Why aren't more Americans working? The TRUE - unemployment rate is 40% or higher.
[ In Reply To ..]
Let this be another lesson in how the presentation of information shapes our understanding of it.2 The second chart paints a gloomy picture -- the picture that Donald Trump may be referring to when he says the true unemployment rate is 40 percent or higher. A 59.8 percent employment-to-population ratio means that 40.2 percent of American civilians3 16 and over don't have jobs. That percentage includes high-school students, 100-year-olds and lots of other people who don't want or need jobs, so the true unemployment rate clearly isn't 40 percent. Still, in April 2000 the employment-to-population ratio peaked at 64.7 percent. Now it's significantly lower. What's going on?
[ In Reply To ..]
In part this is because those wonderful insurance policies have deductibles that people can't afford, in part because people DID lose their doctors, in part because physician availability has diminished, and some other reasons.
It's common to hear liberals snicker at supply-side economics despite it's factual foundations, and yet right here we have a stark example of the failure of the demand-driven economics that are undermining Obamacare because there was no consideration of the supply side at all.
Any student in Economics 101 could have looked at a set of supply-demand curves for the different segments that make up the healthcare industry and predicted exactly what has happened.
Look at what was happening before the ACA - old and burned out
[ In Reply To ..]
Premiums were going up by a bigger percentage every year, people were denied care because of pre-existing conditions, policies were cancelled for ridiculous reasons if it looked like care was going to be expensive. Millions more are insured under the ACA and there is a shortage of primary care physicians. Nothing works perfectly right away and the ACA needs tweaking. We also need to make medical school more affordable but those increased ER visits are now covered by insurance and not passed on to others who are insured.
My premiums NEVER rose by the percentage they have under - Obummercare and 3x the deductible.
[ In Reply To ..]
...and you want to talk about denials, it has never been worse. People are being denied access to specialists. They're having long-term medications that they've depended on for years denied. Their copays have shot up. Providers are having to jump through an agonizing, frustrating set of hoops just to get simple things approved, etc.
What the devil are you talking about??!!
Read some of the earlier posts - old and burned out
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You are taking your particular situation and generalizing. I'm on Medicare now but before that under private insurance I had procedures denied, premiums jump up, etc. You can't take just one person's experience and assume it is the same for everyone. Millions have insurance now who could not get it before. There are some posts further up the thread by some of them.
I do think Medicare for all is the answer but we would have to pay for it.
There's a shortage of primary care physicians because - Truthhurts
[ In Reply To ..]
of Obamacare cutting the payments to them.
There's also a shortage because the younger docs are going into specialties that pay a lot more than a family physician.
There's a shortage of physicians for Medicare and Medicaid patients because the rates are ridiculously low for the responsibility the docs have to do.
As for premiums, even though we are on Medicare, we needed a supplement to cover the other 20% and one for Rx coverage. The first supplement had a deductible of $3500 each ($7000 for both). This year, it went up to $6700 each ($13,400 for both). We just couldn't afford the deducible and had to change. Our new supplement costs $300 a month (for both). Although it's hard to pay it, we had no choice.
Hospitals today want 10% of their bill on payment plans. They no longer allow you to stretch those payments for more than a year.
So, it's a big mess all the way around and Obamacare created a lot of it.
Many people who get Obamacare don't or won't see - the overall big picture. They only
The same holds true before Obamacare, those who - loved their insurance at least had it
[ In Reply To ..]
I also think many people before Obamacare were lulled into thinking they did have decent insurance for a decent price, and many who actually had to claim on that insurance found out otherwise.
The insurance companies don't miss a trick, they are just like our MTSOs, if they can take from the little guy, if they can make you pay for something they should pay for, it's more profits and a pat on the head at a shareholder's meeting, and that's ALL they care about anymore.
Personally, if you have any compassion at all, knowing that those most in need of affordable health care such as those with preexisting conditions and dire health concerns who were not eligible for anything before Obamacare except huge bills and refusal to treat, I think you have to agree that it has helped those who need this, and that's a big deal!
It means we are a more compassionate society and we are trying to care for those at the bottom. That means something to me, and of course I am a Democrat. But I also think my insurance has always been crappy, cheap, expensive, high deductible, etc., and the reason for that is because insurance companies have a profit motive and that does NOT belong in health care at all. The top CEOs in health insurance make $10 million. Is that good?
If you want to see the way those at the top on Wall Street (and I presume all other big business making $) watch Billions on Showtime (they have it free for a while). Ugh. So disgusting the way they talk, it makes me want to throw up. That is what high capitalism has become, ruthlessness, unscrupulousness, and the now refusal to trickle anything down except costs, instead taking whatever they can from those at the bottom and trickling it back up.
They used to care enough to make sure the consumer economy that has always driven this country could survive, i.e. give the peasant some crumbs. But now that does not seem to apply anymore.
14 years to become a doctor, 2 years Obamacare insurance in effect - yup
I like Cruz's overall tax plan. It would impose a - single individual income tax rate
[ In Reply To ..]
of 10% and would eliminate payroll taxes. He would replace the corporate income tax with a 16% business flat tax that is often seen as a value-added tax. It would overall stimulate the economy.
The Republicans always want to cut education and health care - and spend
Republicans are very supportive of education and healthcare. - Liberals always try to transmogrify disagreement..
[ In Reply To ..]
...with THEIR education and healthcare plans for accomplishing these goals as disagreement with the goals themselves. Of course, this is a complete misrepresentation of the Republican position - but then, you knew that.
Be good if everyone on both sides would be more careful to be truthful and accurate when we talk about our own positions AND about those on the other side. If we observed this simple rule, I think we'd be more likely to arrive at solutions together.
Republicans (unlike Democrats) don't think the answers to everything - is to throw more money at it.
[ In Reply To ..]
Perhaps we are not puppets to perception. Perhaps we realize college has gone up 1000% since 1980 for one reason, and one reason only. . The students will borrow whatever the college tells them they need. Colleges have been exploiting them for decades.
It’s no wonder the feds took over the college loan industry for itself since the Obama administration.
Take a look - old
[ In Reply To ..]
at the states of Michigan, Florida and Kansas and see how these Republican governors have supported education and healthcare.
Look at what, specifically? - sm
[ In Reply To ..]
There are lots of different data sets for each of these (education, healthcare). For instance, Florida is #7 in terms of revenue for education, Michigan #10 and Kansas #26. Or we could look at spending per student. Or we could look at the percentage of local versus federal funding, etc. As I am skimming through these, I haven't found any where the states you listed are at or even near the bottom.
But, as I say, there are a jillion of these so I'd need to know specifically what measures you are using to conclude that the governors of these states do not support education and/or healthcare.
Please note - I'm not talking about politically-driven bloviation. Give me some firm measures to look at.
typical liberal response - MTMT
[ In Reply To ..]
I get sick of how the libs and dems turn everything into a black-and-white, all-or-nothing commentary.
I'm not going to use the word Republicans because I think the ones working for us in Washington have given the party a bad name and have grown our government into a bloated and unmanageable monster right alongside the Democrats. Instead, I will use the word Conservative to describe how I think the majority of us feel. Conservatives are not against education. They are against the government being so INVOLVED in education. We think education is best served at the local level, and that people should have a CHOICE in where their children go to school, whether it's public, private, charter, or home school. NOT some government conglomerate, one-size-fits-all disaster like Common Core. When schools must compete for your dollars, they will hire the best teachers, they will fire the incompetent ones, and they will spend their money wisely.
At the college level, ever since the government has gotten involved in college loans, tuition rates have soared. So now our kids come out of college with 20 or 30 years of debt.
Now let's look at health insurance. Imagine if you could purchase health insurance like you do car insurance. If you could purchase across state lines, insurance companies would compete for your business in a way they can't now. You could shop for the best price and pay for just what you need. I don't like being forced to pay for things like birth control and mental health because I don't need those things. But thanks to Obamacare, my insurance has gone UP $200 a month (what happened to the promised $2500 a year savings?) AND my insurance company then got out of the insurance business because they couldn't make any money and I had to find other insurance. I also don't believe that employers should be forced to provide health insurance. They don't pay my car insurance; why should they pay my health insurance? I purchase my own rather than buy what my company offers because I don't want to worry about leaving my job and losing my insurance. And when you buy your company's insurance, you are at the whim of what coverage and price THEY decide. They can change your insurance every year and you have no say in the matter.
As for your mention of corporate welfare, that is a problem on both sides of the aisle. Just take a look at Hillary as an example. Wouldn't it be nice to have a president who is not taking campaign contributions, so he is not beholden to special interests?
And now to the last part of your last comment. Conservatives don't want to spend money on WARS, they want to spend it on MILITARY DEFENSE. There's a big difference. When we have a strong military, no one will mess with us. Think of it this way. You have a house where people leave their doors and windows open, even when they leave. The house next door has a fence, an alarm system, and a doberman in the front yard. Which house do you think a burglar is going to target? The one that is heavily defended? I don't think so.
Democrats, please stop painting Conservatives as heartless warmongers. We volunteer and give to charities. We believe that everyone's safety and security is the governments job. We believe that most things are done better and more efficiently in the private sector, where people can compete, and those who offer the best service, products, and price will be successful, and those that don't will fade away. We would rather spend our money on what WE decide, not send more and more of our money to an incompetent government who just spends it like there's no tomorrow. We all have to live within a budget; so should the government.
It is not the government's job to make every decision for us and take over every industry. I think we are smart enough to make good decisions on our own. But the liberals have brainwashed you into thinking that the government can do a better job, that you can't decide what's best for you... just hand over your money to them and let them take all those hard choices right out of your little head. Really? Don't you think you can pick the best school for your kids? I think you can. Don't you think you can choose an affordable insurance plan that suits your needs? I think you can. The government's main job is the safety and security of the people. I think we can pretty much take care of the rest ourselves.
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