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We all knew the lie of "if you like your healthcare plan you can keep it"


Posted: Sep 29, 2013

Always knew this was a lie from the beginning. Never did buy into the "you can keep your health care plan if you are happy with it".

 

http://dailycaller.com/2013/09/28/ten-states-where-obamacare-wipes-out-existing-health-care-plans/

;

Got letter from my healthcare provider telling - me just that, that I can keep

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theirs, have nothing more that I need to do.

10 states that wipes out existing plans - was the title

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It says 10 states that wipes out OC existing plans.

Obama Care - cloverport

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My health insurance (a well known national health insurance) just sent me a letter stating I can opt to keep the insurance I have at $78.00 more a month than I am paying now. Here's the catch, this is only good until September of 2014, then I HAVE to find other health insurance. Yeah, so much for the great one telling the truth.

UNBELIEVABLE. It is going to be such a mess.
The last time he told the truth was when he said (sm) - LM
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he was going to fundamentally change America. And the No-Fos cheered.
no fos? - can't we get along?
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Sigh. Who sent you the letter, your insurance company - or the president?
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Did the president and Congress hike your rates or did they? Did your employer drop the coverage or did your insurance company drop you? Is the president moonlighting as the CEO of your insurance company? Hmmmm.....

There are plenty of good companies out there who are not trying to take advantage of the situation, screw their customers while trying to squeeze the last drop of blood out of them on their way out the door. They've shown their true colors and have done you a big favor. Go shopping. You might be surprised at what you can find.

If you are in KY, Anthem BC/BS and Humana are available, among others.

No, the headline doesn't say it was states that - wipe out plans.

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It says 10 states where OBAMACARE wipes out existing healthcare plans. That was the first big fat lie they told before spinning their fallacious theory that falls flat on its face under the weight of its own absurdity.

States did not wipe out existing plans. ACA did not wipe out existing plans. Employers, employees, US or state politicians did not wipe out existing plans. Seven insurance companies gave a variety of reasons in a variety of different locations for various decisions they made for various reasons.

In CA, Aetna is refusing to cover pre-existing conditions or to provide proscribed benefits to individuals on the exchange in that state. United Health Group is pulling out of CA, but will be participating on the exchanges in 12 other states because they think the "costliest" insured will be the first to sign up and that they will have a "pent up appetite" for medical care (link 1). IOW, folks who have gone without for so long are too needy. Both companies will continue to provide coverage on existing employer plans there (link 2). Anthem is not participating in small business exchanges, but continues to insure small businesses privately. CA's insurance commissioner recommended EXCLUDING Anthem from the SB exchange because of their rate gouging (link 3).

In Missouri, Anthem is floating a "narrow network" plan that depends on discount hospital and doctor services from very few facilities in exchange for volume (link 4). It's a no-go in CT for Aetna after the CT State Insurance Department rejected their individual exchange bid because their proposed rates were too high (link 5), a detail the DC failed to mention. Same reason in Maryland (link 6).

I could go on and on here, but suffice to say that these are BUSINESS decisions made primarily by mega-insurers who, as we all know, posted huge record-breaking profits before ACA was enacted. Of note, there is nothing in the law that forces them onto or off of the exchanges.

These INSURANCE COMPANIES bear sole responsibility for wiping out their own plans in these states. They don't want to play ball and they don't have to. It is entirely up to them whether or not they want to pass on the millions of new policies they have decided are not worth their time.


http://www.businessweek.com/news/2013-05-31/unitedhealth-steps-back-from-obama-exchanges-as-costs-rise-2

http://dailycaller.com/2013/07/02/58000-californians-to-lose-current-insurance-under-obamacare/

http://www.californiahealthline.org/articles/2013/7/22/anthem-pulls-out-of-covered-califs-small-business-exchange

http://www.kaiserhealthnews.org/Stories/2013/September/26/narrow-insurance-network-missouri-exchange-marketplace.aspx

http://articles.courant.com/2013-08-05/business/hc-aetna-exits-access-health-ct-20130805_1_aetna-pulls-kevin-counihan-susan-millerick



Daily Squaller readers fail to recognize BLARING false premise - once again

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"If your are among the hundreds of millions of Americans who already have health insurance through your job, or Medicare, or Medicaid, or the VA, nothing in this plan will require you or your employer to change the coverage or the doctor you have." Do you see any mention of exchanges here? How about private insurance companies?  No?  Neither do I.  


Nine out of 10 of these statements wherein the Squaller is alleging ACA is forcing folks off their plans is talking about EXCHANGES, not people with existing employer plans, Medicare, Medicaid or VA coverage.  That would tend to discount any implicit falsehood they are so diligently trying to prove.  The single exception is #5 (SC) where "Medical Mutual of Ohio, SC's second-largest insurance company...DECIDED to leave the state."  Can you please explain how an insurance company's own free-will decision to abandon their existing insured customers is in any way attributable to something in the ACA law that forced an employer, employee, Medicare, Medicaid or VA plan holder to change their policy or doctor?  


In the remaining nine instances, Medical Mutual of Ohio, Aetna, United Health, Anthem Blue Cross Blue Shield, Coventry, Wellmark BC/BS, and Humana have DECIDED not to participate those state exchanges (again, not mentioned in the original premise statement).  No one is holding a gun to their heads to participate.  Other companies undoubtedly will gladly take their place.  


Since the exchanges HAVE NOT EVEN OPENED YET, how then can this be construed under any stretch of the imagination as more than a million policy holders (the total of numbers thrown up in the article in hopes they will stick) losing coverage they haven't even bought yet?


Not a single person planning to shop those exchanges in the FUTURE was included in the president's statement.  The only lying going on here is the humdinger being spun by Ms Sarah Hurtubise who penned this piece. 

It - was

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not a lie. These companies are backing out of the exchange. I'm sure their reasoning is that they would have to drop their rates to a point that they won't be able to make the enormous profits they were making. It has nothing to do with not being able to afford to stay in them, just that they can't get as rich off you as they used to. You people need to open your eyes. People have been complaining of how expensive health insurance is for many years, yet you complain when something has actually been done to stop this.

the something that was - done to stop this

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is the very thing that people are complaining about. People like to have a choice in their lives and being FORCED to have to accept OC, is taking away that choice. We are being spoon fed something that a convicted felon wrote, nobody ever read all the way through, and O decided that WE HAVE to have this. People do not respond well to FORCE... I know I don't. Govt control of our personal lives is not the answer, and this is doomed to failure long before it even gets started. This is not about "defunding" unscrupulous insurance companies with their hands in our pockets... it is about taking those hands out of our pockets and putting it into O's pockets. HE wants the control and he is going to FORCE it since nobody wants it. He is not HELPING the American public at all. He is helping himself. period!

Not - sure

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where you come up with nobody wants this, it was voted in. It was also created by both parties (the main idea came from Romney's plan in Massacheusetts, is Romney a felon? I didn't know that). He's helping a lot of the American public that couldn't get insurance before. Your hands are not out of your pocket, you still have choices you can make, and so do millions of others who did not have choices before.
Bravo. Straight, simple and to the point and - grounded in reality.
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Nice job.
There is not one single Republican who voted for obamacare. (sm) - anon
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You can scream to high heaven that it was Romney's plan, but his plan was for his state, not the federal govt.

This was voted in by Democrats, is owned by Democrats, and will be the Democrats failure.

No republican voted yes for this. You can find the official voting record yourself.
It - was
[ In Reply To ..]
voted in is what I said, and it was. Many don't see it as a failure. Many, like you, don't understand it and only believe the scare tactics the republicans are using to make it look bad. I see it as something that is long overdue in this country, and so do many others. I was walking in the shoes of those who don't have insurance and remember what it was like and am very happy they no longer have to do that. By the way, I wasn't screaming, that's a republican thing.
Reality check. 2/3 voters polled OPPOSE defunding or delaying OC - and
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a majority will hold GOP republicans responsible for government shutdown. Voters by a 2:1 margin believe the 2012 election was a referendum to move forward with OC.

How spineless GOP reps who refuse to stand up to the blackmailing, hostage-taking, terrorist TP extortionist minority among them is irrelevant, considering they obviously are not even representing their own party.

My sister was a republicant for 45 years. She voted for McCain in 2008 but, because of her unconditional support of OC, she switched parties for the first time in her life and voted for Obama in 2012. She intends to continue to do so until such time the GOP, in her words, "settles down and comes to their senses." She also says she does not believe that will happen in whatever time she has left at age 70. The betrayal she feels over being considered a "RINO" dirt bag after a lifetime of support is really sad.

Nice pretty color coded line and bar graphs tell the story:

http://b-i.forbesimg.com/theapothecary/files/2013/09/TMC-September-2013-Tracking-Poll-Memo.pdf

http://www.forbes.com/sites/theapothecary/2013/09/30/new-poll-only-one-third-of-americans-support-repealing-defunding-or-delaying-obamacare/
and your sister is a government official?? - or somebody that only
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you admire, and is the voice of the world, much less America??? I don't think so. who the h is your sister anyway?
She and other "RINOs" like her - are
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the reason the TP will never succeed with their failing coup. She's just one of the many sensible, level-headed moderate republicans wingers don't have the sense to realize will ultimately be their downfall. They want nothing to do with the rude and crude psychopaths (her word, not mine) that are reducing the party to ashes. They have no interest in becoming the nation's lowest common denominator. Fringers need to do more than be the ones in the room who can scream the loudest. They need numbers that expand, not contract every time they open their mouths.
Sounds like another of many votes - sm
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the republicans can't afford to lose the extremists lost for the party. Way to go.
It was voted in by Congress, NOT by the people - Truthhurts
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Big difference.

Congress a/k/a democrats did not listen to the people. Congress is supposed to represent the people, not themselves, not their party, not their president, in considering new laws. The people and at last count 56% of the people, did not want Obamacare. .

A President is supposed to negotiate with Congress. He has not done this. If he had, he would be bragging it up in every speech that he has tried to negotiate with Congress at every turn and they have failed to negotiate. The last time I heard Obama negotiate with anyone was with the democrats a couple months ago. No republicans, no independents. That, my friend, is not negotiation.

The last time I heard him negotiate with both sides was last year in the continuing resolution of the budget with gave this country the power to pay it's bills for 3 months.

Maybe the president needs to learn the definition of negotiating and negotiation because he certainly doesn't know what it means!
Apparently - -
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******* to his pleading with congress to help with ideas for the plan, as I did. ******* both sides are saying instead of just the side you are on. He repeatedly asked for help from both sides of congress to put this plan together.
HUH! - What
[ In Reply To ..]
was the reason for blanking out what I said? You might as well delete the whole thing since it makes no sense now. You might as well go up and delete the one where somebody said I could scream all I want because all I did was say they should listen.
You probably made too much sense before so - Somebody had to tattle.
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Bias sucks.
agree - sm
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or maybe I should say agr**.
LOL. Thanks for the chuckle. - nm
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History lesson... - sm
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Way back in the early Obama presidency the idea of the Affordable Health Care Act was formulated. It included at its center a single-payor system. After much bipartisan debate and deal making, the single-payor system became a single-payor option in order to garner republican votes. Still more compromises were made and the final bill had no mention of SP. Even with all the compromises and promises the republicans still couldn't bring themselves to abide by the wishes of the American people at large and vote for a comprehensive health care act. Don't tell me the president and the democrats have made no compromises. There are many of us who are unhappy with the ACA because there is no SP option.

I have United and live in CA, nothing - has changed.

[ In Reply To ..]
I don't know what the article is talking about--we have United and nothing is different for us.

If United does decide not to do health insurance in CA (why they would do that, I don't know), we'd just be transitioned to another carrier through my husband's employer.

Got an email today from our insurance - provider

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All it said was they are reviewing policies and changing them to accommodate the new law and that the policy we currently have may not be available any longer, but we will not know what will be available or how much it will cost until the renewal period in the beginning of 2014. I don't know if that is good or bad but it does not inspire hope. This may not have come directly from Obama, but it is a result of Obamacare. I'll reserve my judgement until I see what the insurance company has to offer at the beginning of the year.

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