Having heard about people whose lives are - L

why does that sound like IC to you? - cj

I agree - and furthermore

CJ - Old MTSO

And you think that critical care will be - Dark days are coming

So if the MT profession is just now on the line, what in the world - have I been reading for the last year or more

irrelevant what they call it... - cj

Medicare provided critical care when my grandmother needed it. - ginger

RE: Small MT company and insurance - Old MTSO

Agree, agree, agree! - meowforme

I believe this only applies to companies that employ a certain number - jd

I believe it is small business with less than 25 employees are exempt from providing employees healt - IAMT

Companies with less than 50 TOTAL employees should - be OK

The following are excerpts from the actual bill(s).  Of course, everything could change when they try to combine the House Bill with the Senate Bill.  As it stands now, it looks like that small MTSO should not be concerned (if your numbers are accurate and actually only 40 MTs).  That is the good news.  The bad news is that they will probably never be able to increase the total number of employees (including office staff, tech staff, etc) to more than 49 people.  That will dramatically impair their ability to take on new accounts in the future.  In effect, the Health Care Reform Bill is going to prevent small MTSOs from ever becoming medium-sized MTSOs, without a major infusion of owner money to keep them afloat until new accounts bring in enough money to cover the added expenses for new employee’s insurance.  So much for capitalism. 

REQUIREMENTS FOR EMPLOYERS: Not required to offer coverage, but companies with more than 50 employees would pay a fee of $750 per employee if the government ends up subsidizing employees’ coverage.

SUBSIDIES: Tax credits for individuals and families likely making up to 400 percent of the federal poverty level, which computes to $88,200 for a family of four. Tax credits for small employers.

REQUIREMENTS FOR INDIVIDUALS: Almost everyone must get coverage through an employer, on their own or through a government plan. Exemptions for economic hardship. Those who are obligated to buy coverage and refuse to do so would pay a fine starting at $95 in 2014 and rising to $750.

HOW YOU CHOOSE YOUR HEALTH INSURANCE: Self-employed people, uninsured individuals and small businesses could pick a plan offered through new state-based purchasing pools. Would generally encourage employees to keep work-provided coverage.

BENEFITS PACKAGE: All plans sold to individuals and small businesses would have to cover basic benefits. The government would set four levels of coverage. The least generous would pay an estimated 60 percent of health care costs per year; the most generous would cover an estimated 90 percent.

INSURANCE INDUSTRY RESTRICTIONS: Starting in 2014: no denial of coverage based on pre-existing conditions. No higher premiums allowed for pre-existing conditions or gender. Limits on higher premiums based on age and family size. Starting upon enactment of legislation: children up to age 26 can stay on parents insurance; no lifetime limits on coverage.

GOVERNMENT-RUN PLAN: In place of a government-run insurance option, the estimated 26 million Americans purchasing coverage through new insurance exchanges would have the option of signing up for national plans overseen by the same office that manages health coverage for federal employees and members of Congress. Those plans would be privately owned, but one of them would have to be operated on a nonprofit basis, as many Blue Cross Blue Shield plans are now.

We need affordable health insurance that will SM - stop it

You are certainly misinformed! - Also aware of law