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ACA Poll-deleted. done with this board of opinionated people

Posted: Dec 10, 2013

Perhaps when they are affected as I have been, they will understand.

I know I am in a negative place with it - and I simply was trying to find out others experiences. I am glad there are positives, I truly am. My question was not intended to be "loaded" or "cause decisiveness" ....

Peace, over and out ... live on thinking you guys know everything. At least I asked and was willing to consider/believe something different than I feel/think.

;

--Merry Christmas-- - no message

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Absolutely no change because of ACA - sm

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I give my PPO a 9. I wish it covered everything but I still have office co-pays of $15.00. It is provided to my family through my husbands work policy. I am really glad the exchange is there if something were to happen and he lost his job. We both have pre-existing conditions and could not be denied coverage.

If your plan was so great, why did you change?

--Happy New Year's-- - :) no message

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So then, ACA did not affect you either - Thanks for clearing that up - nm

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Santa Claus is coming to town .. - no message

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Did you not notice the over 100% increase since 1999? - Please explain

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I will explain when you will.

Grandma got run over by a reindeer .. - no message

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A tip for you - Leading questions

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If you truly started this to see how people are fairing, then do not ask loaded questions such as "Did your insurance premiums go up or down with ACA." You are making an assumption that ACA was the cause of their increase or decrease. That is a warning bell that you are actually trying to be argumentative, not looking for a true response. Then on your satisfaction scale, you were again trying to cause divisiveness.

Perhaps that is why hardly anyone bothered with your survey.

More info - Anon2

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I shared below how my health insurance had been affected, not much. We were also told to expect about the same in 2014. My employer is large enough to have self-insured status and we have a large network of providers. Out of curiosity, I compared rates on my state's health insurance exchange. I'm middle income so don't qualify for any subsidies but I could still get an affordable plan from the middle tier. I think this discussion was started by the OP to shed negative light on the ACA but most of the responses (so far anyway) have been positive.

Poll - Anon2

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1. Premium. Stayed the same although employees pay a portion of the premium depending on the plan they choose. In 2014 I will be paying $130 per month. They also offer a less expensive plan for the employees but the coverage is not as good.

2 and 3. PPO. $750 deductible, $20 copay for office visits in-network, $30 for out of network, copays on prescription drugs, some generics are free. I don't remember the copays for ER or hospital stays and I don't remember the max out of pocket. There is some vision coverage and dental is fully paid. I am single. This is a new plan for us, it changed in 2013. We did not have vision coverage before but now we do. The deductible went up, it used to be $400.

I would give it a 7 or a 8. I do need to add that I don't work for an MTSO.

Thanks for the info! - no message

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:)

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