A community of 30,000 US Transcriptionist serving Medical Transcription Industry

I just have one comment about the Affordable Care Act

Posted: Jun 29, 2012

It seems to me that a lot of MTs feel that the MTSOs are very greedy and pay slave wages.

It is my understanding that under the ACA companies with more than 50 employees will have the option of either providing medical insurance *OR* opt out and pay the less expensive penalty.

I also believe that many of these MTSOs have in excess of 50 employees, particularly the larger ones like Nuance and M*Model.

Just keep that thought in mind while you connect the dots.

;

I don't know what you're trying to say. - sm

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If for some reason they opt out--which they might--then the employees buy insurance on an exchange. And who knows, it might be better and cheaper than what the companies provide now. Nuance and M Modal don't give out the insurance for free.

here's what I'm saying - Snow Bunny

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If companies opt out, the cost of insurance with equal benefits that they are currently getting will be much more expensive than they are currently paying through an MTSO. The reason being, companies get a group rate/discount. IOW, if somebody is paying $350/month now for family coverage, chances are it'll jump to over $500/month if they have to pay for it on their own.

Many MTs are saying that at this time they're not making enough to pay their expenses. What do you think will happen if the MTSO opts out, and the insurance they buy (for equal coverage) is much more expensive.

Anyone who has ever had Cobra knows what I'm talking about.

Snow Bunny - Some will NEVER understand

[ In Reply To ..]
the impact until it smacks them in the face...and then some still will not get it. By 2016, a family of four making
$30,000 will be paying $2200 to $2300 MORE IN PREMIUMS ALONE (THAT'S THE LOW SIDE) under Obamacare. You haved MTs on here boohooing all the time they can't make it now. Figures listed come from the insurance exchange guidelines/projections. Sad part is, most on here are so hung up on party loyalty, they are totally clueless as to what this is going to cost them. What family of 4 making $30,000 a year can sustain another $183.33 coming out of their check monthly ON TOP OF ALL THE OTHER OBAMACARE TAXES THEY WILL BE PAYING...A TOTAL OF 93 NEW TAXES LAST COUNT. This does not take into account the massive increases the CBO states will occur due to errors in original scoring because Obama regime did not give the CBO ALL the pertinent data to score this corerctly.

A family of four making under $39,000 per year... - sm

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will be under the poverty line and will not pay the additional under Obamacare. From what I understand they will be eligible for Medicaid. I want to know how it will affect Medicare.

beg to disagree - Snow Bunny

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Poverty line for a family of 4 is $23,050:

http://aspe.hhs.gov/poverty/12poverty.shtml/

For ACA the cut off will be $39,000. I heard it on the news - from Dr. Sanjay Gupta. nm

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.

Criteria for ACA Medicaid eligibility is - 133% of poverty line, meaning

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incomes up to $30,656 for a family of 4 qualify, but income is not the only eligibility factor when determining who receives Medicaid coverage vs who will use the exchange. Age of policy holder and regional factors are also taken into account. That may be why Dr. Gupta used the higher $39,000 figure. It would be helpful to see the context of his full statement.

Are you referring to yourself? A family of 4 making $30,000 - will qualify for Medicaid and pay zero

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since that income is 128% of poverty line criteria, unless they have the misfortune of being in a red state where the gov feels he or she is sufficiently empowered to call the shots, refuse Medicaid funds and keep the family's health care needs 100% dependent on state and county subsidies and the benevolent dictator's "goodwill."

False premise crumbles misinformed arguments every time. To avoid this hazard in the future, here's a helpful little tool so you can access more accurate information next time.

http://healthreform.kff.org/SubsidyCalculator.aspx

The last time I had insurance through my MT - sm

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employer, it cost $711 a month, and that was four years ago.

here's my #s - Snow Bunny

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I get mine through AARP (Aetna) and my husband is on Cobra from a previous job. Our combined amount is just over $860.

Wow! You are absolutely destined to save money with - Obamacare. nm

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.

Keep dreaming - ...

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or tokin', whatever gets you through.

To the one person who disliked my post: - sm

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I can assure you that I "disliked" the situation a lot more than you did.

Not the person who disliked your message - but - sm

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why do you care if someone like it or not. I put up lots of message that I get likes and dislike. I really pay no attention to them or point it out.

Just curious as to why you care so much. I actually didn't even read your message so it's not that I agree or disagree, I'm curious why posters feel a need to create new message focusing mainly on people who disagree with them.

Just wondering that's all.

Why do you care that she cares? - nm

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.

I dont' care. I said I was curious. Why such an obsession with the dislikes - but

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The board is riddled with people obsessed about the ones who "dislike" their posts so much they feel they have to address them and call them out. I write posts that people like and dislike. I don't obsess over the dislikes, you just move on. So why the obsession.

Pretty easy to see - that Obamacare will cause many to lose

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their insurance and the companies pay the fine OR they just send more work overseas because they don't have to pay insurance for India, Mexico, etc., employees. All these MTs that worship Obama and think Obamacare is so great should be the first to experience this "hope and change" and lose their incomes. Clearly, their decision making process in impaired.

I'm a little confused. Wouldn't you rather have - your own private SM

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health insurance that is AFFORDABLE not tied to your employer? Think about what happens if you lose your job or you change jobs and have to get new employer based insurance? Also, what if you have a preexisting condition and you have to get new insurance? This law prevents them from denying you coverage. Why is this a bad thing for you? These MTSOs tie insurance into production. Wouldn't you prefer to have your own AFFORDABLE insurance so they cannot hold that over your head? BTW, only 2 percent of people in this country will be at risk of being "taxed" for not participating in this. 2 percent. This "mandate" is a republican idea, remember, first coming from the right leaning Heritage Foundation think tank. This "mandate" was a compromise made by Obama because he originally wanted single payer. The repubs were for this before they were against this. One of the reasons that insurance is so expensive now is because the policy holders have to shoulder the burden of those who are uninsured and go to the ER for care. I'm sure you don't like that but that is what we have. Who benefits from that? The insurance companies. The ACA will bring many more people into health insurance, and your premiums will be lowered. In the past, SS was called socialism, medicare and medicaid was called socialism and yet these programs are loved by our citizens. Please try to broaden the scope of where you are getting your information. You might be pleasantly surprised how this ACA can make your life better.

Confused is right - Oh please

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You people are so sucked into the talking points, you lost any reasoning abilities. How do ANY of the following improve your quality of life or contribute to your "health" care?

Obamacare has at LEAST 21 new taxes for the middle class.

Obamacare will control 1/6 of the entire USA economy. That improves your health how exactly?

IRS having the ability sweep your financial records at any time, without your permission or knowledge. Yeah - this is DIRECTLY RELATED TO MEDICAL TREATMENT OF THAT NASTY PNEUMONIA YOU CAN'T SEEM TO SHAKE, AND HAD TO WAIT 3 MONTHS FOR AN OFFICE VISIT.

IRS will have acces to your financial records, bank accounts, AND ALL HEALTHCARE RECORDS they "deem" necessary. Sure the IRS will "deem" everything is necessary.

Obamacare cuts $ 550-Billion with a "B" in medical care to the elderly. This one REALLY improves the healthcare for anyone that worked their entire life to enjoy what they have left, only to have Obama tell them "screw you, I want to pay for the illegals, you can die".

On the sale of your house, you have to pay a 3.8% tax. Yeah - this should really improve your overall health and wellbeing.

Home care workers have to be "employed" through a federally manadated agency, under Obamacare, set up state by state, even if you are taking care of you OWN FAMILY WITHOUT ANY COMPENSATION. This is set up for a union gateway. Now this feature REALLY benefits the health of your 85-year-old mother or your disabled child, and places them on a path to a state of health they could only dream about before Obamacare.

IPAB will determine who gets care, when they get care, how much care they get REGARDLESS OF WHAT YOUR DOCTOR SAYS. - This REALLY makes for great IMMEDIATE treatment of that nasty heart condition or kidney transplant you've been putting off. Wear a helmet at all times; if you're in a car accident, it could take 6-12 weeks just to get the EMERGENCY MRI you so deperately need.

OB/GYN, surgeons, neurologist will be paid the same as a GPs. Yeah, that will encourage doctors to enter those extended study fields. That sure will expand the doctor pool for the new 20,000,000 thrown into Medicaid along with the 20,000,000 uninsured post-Obamacare due to their employers dropping them.

VA benefits are cut back. Yeah, screw the military AGAIN.

Anyone employed, udner Obamacare has to pay for the illegals, without the illegals having to pay a dime - Yeah that is a great benefit to your families health; screw over your own family to pay for someone here breaking the law.

We/I am FORCED TO PAY ABORTIONS on demand for anyone that wants one, even though it is a violation of my first amendment. Yeah - that really benefits my family's health. P.S. Save your flaming on abortions; I've heard all the twisted, sick, psychotic defense of those believing it is okay to kill a baby.

Libs want to bask in the glow of the communist getting his way, but it shows how completely totally cluless and thoughtless they are, or just don't care 'cos you think you're getting "free stuff". Take a hard look at Canada's taxes to support their health care. The UK euthanizes approximately 130,000 elderly YEARLY because they have no beds available for care.

These are just a few of the regs you're facing. Hope you are in excellent health now, 'cos under Obamacare, God is your only hope.

P.S. To clear your confused state further, NONE OF THESE REGULATIONS UNDER OBAMACARE HAVE TO BE FOLLOWED BY THE HOUSE OR SENATE, THE JACKASSES THAT PASSED THIS MONSTROSITY - THEY ARE EXEMPT FOR LIFE, HAVE PRIVATE INSURANCE WE PAY FOR SO THEY CAN SEE ANY DOCTOR, AT ANY TIME WITHOUT ANY RESTRICTIONS, unlike the restrictions Obamacare imposes on us. If you aint getting it yet, there is no hope of your eyes being opened.

Totally delusional. - nm

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Totally delusional - Yes -your post is

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.

Agreed. This is some hostile, paranoid and - tangential stuff.

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I find not one single speck of truth, just vile spew from beginning to end. Fox feed must be in ovedrive.

"Agreed. This is some hostile, paranoid and-tangential stuff - I find not one single speck of truth-" your

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post described 100%. So obssesed with FOX, which was only mentioned by YOU, and the complete lack of facts or knowledge you're clinging to for life, you missed every single fact posted there. But keep it up buttercup; hope, we are all around to see you health services rationed and denied. If it is not on CNN or Media Matters, or the Communist Weekly, you probably won't realize it, wallowing around in blind bliss.

Very rude post. - nm

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Very rude post. - TYPICAL ATTACK/ INSULT THAT IS FLUNG - WHEN CANNOT FACE FACTS

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.

You are the one screaming in caps and - sm

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insulting anyone and everyone who doesn't agree with you.

DON'T LIKE IT - DON'T READ THEM - DON'T TELL YOU WHAT TO WRITE

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Making the assumption those posts are mine...NOT. Another poster on here that assumes a lot with no fact. BTW - I WILL WRITE IN ANY FONT SIZE I CHOOSE.

That was not a rude post. She stated facts from research - Because you disagree doesn't mean it's r

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Facts are facts. I know a lot of the loyalists don't want to hear the facts. They would rather remain asleep or to just ignore them because a democrat is in.

She posted facts. There is nothing rude about facts.

Research is usually accompanied by souce citations. - Rude rants never are. nm

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Can't have it both ways - Sources posted, you call posters liars

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Don't post a source, you call them liars. Here's a new idea for you - YOU DO YOUR OWN RESEARCH, POST IT, AND THEN WE ALL GET TO CALL YOU "RUDE". Here's a source citation - Don't like what we post you know what you can do with your "OPINION". :)

There's a cure for that. Simply provide the locations - in the ACA where

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these horrific provisions are found and don't use websites such as http://www.fringefanaticsforever.org.

Here's a cure for you - Do your own research

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Easier to sit back and name call. Prove it's not in there - You won't because you can't.

No proof required. The evidence of absence is the full ACA text - On the other hand

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argumenti ad ignorantia (appeals to ignorance or lack of evidence to the contrary) are informal logical fallacies, the premises of which arise from flawed reasoning channels that fail to produce sound conclusions from suppositon. Refusal to provide concrete existential evidence when claims are made that factual truths derive from proof withheld is textbook argumenti ad ignorantia.

My proof requires review of the entire text of HR 3590 and HR 4872. As the links provided below indicate, I am more than happy to oblige. Your proof requires an ***, then links to specific section references. Clearly, you intend to do neither. In other words, you can't, so you won't since figments of imagination do not exist and cannot be grounded in reality. Quintessential argumenti ad ignorantia. I rest my case.

http://www.govtrack.us/congress/bills/111/hr3590/text

http://thomas.loc.gov/cgi-bin/query/z?c111:H.R.4872:

"argumenti ad ignorantia (appeals to ignorance or lack of evidence to the contrary)" - AND RUDE - Describes your post perfectly :)

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As usual, cannot state 1 single fact, source or make a comment without a personal attack, insults and rudeness. Speaks volumes about someone's character or lack thereof.

proof - pudding

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you shouldn't complain:

http://general.mtstars.com/302760.html

LOL. So much oomph, so few words. - nm

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If you ever decide - sm

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to "state 1 single fact, source or make a comment without a personal attack" you'd be surprised how quickly the dialog becomes more civil. In the meantime, the thread has gotten so far off its trajectory, it's lost its appeal, so the search for substantive political discourse is on....

Research is usually accompanied by souce citations. - Rude rants never are - PSSST - INSTEAD OF NAME CALLING, GET

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a copy of Obamacare and read it if you dare. everythign OP listed is in there, but for those too dam lazy to turn a page, they'll never find it. Nothing more rude than someone else expecting everybody else to do their work for them...Oh wait - that's called a "rude" liberal.

BTDT. That's how I know these hysterics can never - stand up to close scrutiny

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and will never be accompanied with actual citations from the real ACA. IMO it also explains why such an abundance of all-caps protestations keep popping up all over the place, the implication being that I'm not the only one who knows what's in the bill and what's not. While screaming may be an effective attention grabber, regardless of how shrill the pitch is, how high the volume is boosted, or to what level of bitterness the anger escalates, those tactics can never succeed in changing fiction to fact.

they were opinions - not facts - nm

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I researched every one of them. They are facts - NOT opinions

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A simple search and you can find every item she listed. They are not her opinion. Just simple facts.

Before stating something is an opinion just because you don't like it you should do the research. If you did you would find everything she wrote to be a fact.

what we have here is a failure to communicate - ...

[ In Reply To ..]
Statements such as "liberals want to bask in the glow of the communist getting his way" are opinions, NOT facts. Stating that the UK "euthanizes" 130,000 citizens due to lack of beds is NOT a fact; it is a rabid assessment with no basis in truth. Further, there is nothing in the ACA that prohibits individuals from caring for loved ones at home; homecare workers reimbursed by Medicare or private insurance have ALWAYS had to be employed by a JCAHO-accredited agency.

There are a number of things I don't like about "Obamacare", but the key to working this stuff out is to talk about truth and facts - not numinous opinions and willful bias.

PSST- your post sure not fact - Try actually reading the UK stat

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Seems there is only hateful intent (observation) to to try and discredit a poster that actually separated their opinion from the facts that were posted...you did not.

EVERYTHING POSTED BY OP WAS IN OBAMACARE. Facts posted regarding UK care are out there for review - did you read/research them? Of course you didn't.

Those with a twisted, delusional allegiance to an incompentent pres (observation with 100% fact), is mind boggling. Especially since they, tax-wise, are going to be the hardest hit (fact). Those making less than $120,000 a year are responsible for 77% of the taxe increases under Obamacare (fact).

They key to "working this out" (opinion) is to have informed, intelligent, well versed in facts posters on this board which is missing (90% fact, 5% observation and 5% opinion).

All statements are clearly marked for those reasoning challenged and unable to see the difference (declarative statement).

that's correct, my post was opinion - ...and I have read the UK stats

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No, everything posted by the OP is not in obamacare, nor are the hilariously inflated euthanasia statistics supported by any data, factoid, or personal wish list.

As for "reasoning challenged", I would submit to you that "twisted, delusional allegiance to an incompentent pres" is not "100% fact". Your "declarative statement" is just another judgmental assessment.

Blah blah blah - Another senseless lib rant, no fact

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.

Confused is right - Oh please - GLAD TO SEE SOMEONE ON HERE WITH COMMON SENSE

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and actual knowledge of Obamacare is all about - control. Those "disliking" just show how ignorant (lacking in knowledge) they are of what impact and control this will have on their lives and push their head further into the ground. The bad in this bill far outweighs the 2 good points:

No pre-existing exclusions.
No lifetime caps.

NEVER addressed tort reform because of Dems loyalty to lobbyists for the ambulance chasers.

Dig that hole a little deeper. You got about 30% that think Obamacare is good - bet they're part of the 47% that take a free ride from the govt. on everybody else's dime by not paying ANY Fed taxes. When the money runs out, like it always does, they are in for a rude awakening.

According to the head of their little liberal posse, and I mean little, Maybe they can "move to Somalia, I hear it's lovely this time of year".

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