has anybody used the Making Home Affordable

It seems to me that a lot of MTs feel that the MTSOs are very greedy and pay slave wages. It is my understanding that under the ACA companies with more than 50 employees will have the option of either providing medical insurance *OR* opt out and pay the less expensive penalty. I also believe that many of these MTSOs have in excess of 50 employees, particularly the larger ones like Nuance and M*Model. Just keep that thought in mind while you connect the dots. ...

I really need to quit smoking and would like to give this a chance. Any suggestions you could offer would be greatly appreciated! ...

Health Reform: So much for the "affordable" part of the Affordable Care Act. Looks like ObamaCare premiums will rocket next year while sky-high deductibles make it too costly for many to see the doctor. Last Monday, IBD's Jed Graham broke the news that big insurers in six states "are seeking to raise rates an average 18.6% next year." BlueCross BlueShield of Tennessee — which currently accounts for 70% of the ObamaCare enrollees in that state — is looking to increase premiums a whoppi ...

Despite all the hubbub about health care, the United States can have affordable health care tomorrow if we want it. There have been real solutions available, solutions that have been right under our noses for decased,but you don't often hear about them and the prospects of getting them are rather grim unless the public is apprised of them. Today's debates and town hall meetings have not been about reducting the overall cost of health care, but about who's going to pay for it. See ...

Totally don't understand this Obamacare. Dtr's employer provides insurance that is extremely costly and they were told it is rated like this because there are several employees with AIDS/HIV and their expenses rate up the insurance. Is it possible this will be effected in any way in 2014? ...

http://news.yahoo.com/obamacares-average-monthly-cost-across-u-328-040209815.html My husband and I are healthy and can afford only catastrophic insurance, and we pay just over 300 bucks per month for the two of us now! We cannot afford to double this. I guess they will just have to put us in jail. ...

The U.S. government has just passed a new law called: "The affordable boat act" declaring that every citizen MUST purchase a new boat, by April 2014. These "affordable" boats will cost an average of $54,000-$155,000 each. This does not include taxes, trailers, towing fees, licensing and registration fees, fuel, docking and storage fees, maintenance or repair costs. This law has been passed, because until now, typically only wealthy and financially responsible people have been able t ...

programs. For the 85% of enrollees with lower incomes, federal subsidies make the premiums somewhat more affordable. Those even closer to the poverty line can get additional subsidies that reduce the deductibles, which can run into the thousands of dollars. But for many middle class Americans -- a single person earning more than $47,520 or a family of four with an income of $97,200 -- the pricey premiums and deductibles mean health care coverage remains out of reach. "The middle clas ...

Providing Small Business Health Insurance Tax Credits Effective Jan. 1, 2010 Up to 4 million small businesses are eligible for tax credits to help them provide insurance benefits to their workers. The first phase of this provision provides a credit worth up to 35% of the employer’s contribution to the employees’ health insurance. Small non-profit organizations may receive up to a 25% credit. ...

Good, not hysterical, information. ...

If you are interested in the facts about the people that are receiving cancellation letters from their insurance companies due to Obamacare, the Affordable Care Act, then this is something that will interest you. Pay special attention to the link in the story regarding what Consumer Reports uncovered. There's also a very good further explanation through a link in the story from Talking Points Memo. Image Credit: Rick McKee, Cagle.com. ...

President Obama’s health care adviser Jonathan Gruber admitted that the Affordable Care Act might not be affordable while he was writing the bill with the White House. As Gruber continues to withhold documents while he awaits a call-back for more testimony before the House Oversight and Government Reform Committee in the new year, more information is coming to light detailing what went into the writing of the health-care law. (RELATED: Daily Caller Publishes First Video Of Gruber Calling ...

Aren't the insurance companies still in control, with what they will approve and what they won't approve? Senator Debbie Stabenow Mar 30 at 4:33 PM To me Dear ***, Thank you for contacting me about the Affordable Care Act and its ongoing implementation. Millions of Americans, including several hundred thousand people in Michigan, have been able to buy high-quality private health insurance plans through the Affordable Care Act. The law also holds insura ...

How many of you have set aside time to make your final wishes known? I kept saying I was going to do it, and today at least I have written in a tablet all vital information my family needs to know, phone numbers, bank info, etc. Money is so limited, but I want to have a formal will done very soon. I saw firsthand what confusion comes of not letting people know simple things. There are so many details, and I am going to make things as easy on everyone as possible. I ...

Free to loving home Cat, name is “Chevy” Male, 4 years old (as of May). Gray/white. American short hair. Declawed in front. Neutered. He is approximately 14 pounds as of his last vet checkup. Up to date on vet/shots. May be able to provide vet records upon request. Loves males, takes awhile to warm up to females. He has been the only pet, so it is unknown how he will be around other cats/dogs. Not much experience around ba ...

I have been very careful with my daughter and her husband. I do not pry and do not give advice unless I am asked. I am careful to say, "Do you think..." or "I wonder....." Sometimes my daughter comes to me with their problems and I am quick to say, "You guys need to discuss this, or maybe "This is none of my business," or "I should not be commenting on this." This has served me well and my daughter and I are very close even though she is busy with small children and ...

I got interested in this after hearing a radio show about fermented foods and the recipe seemed simple, cabbage, salt, let it sit out for 4 weeks or so and there you have it. My cabbage has been sitting out for a couple of weeks now and is actually sort of looking like the sauerkraut you get in the cans. Has anyone ever made this, eaten it and lived to tell the tale? Thanks and happy 4th! ...

Does anybody else make their own calendars? I normally would go out and buy 5 to 6 calendars (cheap ones from the dollar stores), but this year I am just feeling creative. I actually got out my digital camera, which I have had for 4 years and never used, and started taking pictures of my cats and would like to try printing calendar pages and hanging them around the house instead of the store-bought ones. Any idea what software to use? I tried HP photo creations, came with ...

I'm not even going to opine. The article speaks for itself. ...

I know most of you Trump supporters don't care but this is just getting ridiculous already. ...

only to find none at all on the shelves. "WTF?" I'm thinking. Maybe I had somehow ended up in the Twilight Zone. At the 6th store I went to, I asked what the deal was with Excedrin. Where was it? Nobody knew or could give me an answer. So I come home and type "Excedrin" into Google, and was shocked to learn that it's been recalled! (Along with 2 other, can't-do-without staples, No-Doz and Gas-X). Apparently it was recalled a month ago (something about t ...

News in from Ohio, the home state of the Boehner. Apparently the republ guvinator, the self-same fella whose first act in office was ramming through a union busting law (which was later overwhelmingly swatted down by the voters) decided he was going to give his State O' The State address in a small town (302 miles round trip) instead of the state capitol. He claims it will add no cost. Guess he doesnt consider satellite equipment and the cost and time of all the LEGISLATOR ...

Any suggestions? ...

Just wanted to let all of you know we brought my little Tiny home. We picked her up about 11:00 a.m. Saturday. I can honestly say when she was brought into the room where we were waiting it was one of the most touching things I have ever seen. The young assistant told us he would get her, and he asked us to have a seat. When the door opened a few minutes later he was holding her in his arms. It was not hard to see she has been through quite a bit. She l ...

I was wondering if anyone has any experiences they would like to share about home schooling in Florida and the Florida Virtual School program, good or bad, or how this process works. I went into the virtual school program website and came out just the same way I went in, clueless. ...

I had posted a few weeks ago for activities and I thank you all for the great ideas. I was asked today if I would like to cook or bake something when I start my shift at 2:30 on Sat. Some of the ladies are very capable of helping, so any idea what I can throw together fast and easy that they can help with? Cupcakes and cakes are just so usual and just done last week. Need a new idea. Looking forward to starting work this Sat. Only part time right now but who knows? I will be able to d ...

This state voted overwhelmingly for the O....now it is payback time....Bring Home Some Bacon! She says. Maybe we should all try that approach and see what happens. lol. ...

has anybody used the Making Home Affordable

Yes, I applied years ago - low pay

oh gosh i didn't realize it took that long - better get on it I guess

Well. simiilar in Mortgage Modification through Chase - not a win for me

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