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Automatic payments deducted from your checking or savings accounts?
Posted: Feb 17, 2010
Do you have automatic payments deducted from your checking or savings accounts? For your house payment, a car loan, a gym membership, college tuition, etc.
I do not, nor will I ever.
;
I do not, nor will I ever.
Yes, I do - LinK
[ In Reply To ..]I have a few, and I've never had a problem with it at all. Saves me having to remember when a lot of my monthly bills are due.
No, I still like to do it manually. As an MT, my finances - are pretty tight - a couple days before
[ In Reply To ..]before my paycheck is deposited, I may have as little as $1.50 in my checking account. If the timing is off, and an automatic payment were to go through before I had the money to back it up, then I'd get zapped with a $35 overdraft fee. I still want total control of what I pay, and when I pay it.
I only do it if there is no other option - No Fundamental Aversion
[ In Reply To ..]Some places, an automatic deduction is the only option. If it is a service I need or really want, I will allow it. Otherwise I prefer to write a check when it is due... for the same reason as a previous poster - availability and/or timing of funds.
Yep, I do it for several different things - sm - HLINVA
[ In Reply To ..]I have my phone bill deducted, our two college funds, two internet providers (they won't allow 2 people to be on at the same time), DirecTV, my aircard, two life insurance policies, and the newspaper. So twice a month I just write them all out based on dates 1-15-15-31 so I don't get overdrawn by accident. Everything else I pay online by logging into my account with that company and pay electronically.
Don't Like Auto-Pay - sm
[ In Reply To ..]Did that once only when there was no alternative and did not do business with that place for long [other reasons]. Prefer to schedule payments myself, since the dates I want money withdrawn are not always the same from month to month.
try renting before you buy - its a place to start
[ In Reply To ..]See if there is a local rental store near you that carries models you are interested in testing. You can try something for a couple of weeks to see how you like it before you make a decision. You wouldn't be tied to make a major purchase and would have something to give you clean laundry while you do some research. Most rental places give you a 90-day same as cash option, too.
sorry, this was supposed to be for - Soggy Laundry - nm
[ In Reply To ..]x
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