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Why the employer mandate delay ploy will backfire

Posted: Jul 12, 2013

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This is nothing but yet another "hit" piece on Obama. Yawn. - Libby

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He's the gift that keeps on giving. - LOL

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nm

So, you've discovered this's a problem for your "side"? :) - BTW, this isn't some stupid ballgame.

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This is grownup citizen business. Choosing sides is for children.

Who said anything about choosing sides?? (sm) - me

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The whole damn thing needs to be repealed. It won't work. He knew that when he rammed it through. Now THAT'S grownup business. Too bad none of the Democrats have the cojones (grown up ones) to do it.

What part of repeal is delusional - are you not getting? nm

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The democrats will be remembered for sticking to...sm - VTMT

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their principles just as the representatives are being remembered who stood up in opposition to the Defense of Marriage act. Obamacare is a done deal. Chicken Little histrionics and misinformation from the extreme right will not change that. Of course it will need tweaking and revisions. Most sensible people expected that from the beginning.

This same nonsense happened when Social Security, Medicare and Medicaid, etc. were introduced. We are a better nation because of these programs.

Yes, and justlike those everyone who opposed it will forget that - and claim they supported all along. Of

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course, what will never change is that whatever problems that arise, and there always are with anything, will always be the left's fault.

If only I could make money by investing in that certainty. :)

Another dispatch from Never, Neverland. - sm

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Let's make this short and sweet. Dems aren't panicked. They are looking forward to implementation. Get a life. Repeal ain't happenin'. Neither is interim election TP/RW/cons takeover.

We'll see. When is implementation this week, BTW? - Has it changed again?

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nm

Oct 1 is pre-enrollment. 2014 for individuals - and 2015 for

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business, a CONCESSION they made in response to DIRECT REQUEST from businesses with more than 50 employees who claim they need more time to "figure out" what being required to provide affordable medical insurance for their employees or pay a penalty really means. Allegedly, three years wasn't enough time for them. They can figure out managing people, maximizing profits, the stock market, and the intricacies of outsourcing, but when it comes to insuring their employees' health, they just can't seem to get it.

What about pre-existing conditions? I hear some are - having a problem with that.(sm)

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Also, what will happen if the young people who will be paying a large portion of the cost of this monstrosity don't sign up? What will happen then?

No changes to pre-existing eligibility. - sm

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Early enrollment is closed, so they will be signing up with everybody else starting Oct 1. Sorry. Don't deal with "what ifs." What ACA says is they will be subjected to penalties just like everyone else chooses not to comply, so they will be left to answer this one simple question: Why pay and get no coverage when you can pay and get coverage? Also, what just might happen for those who do get coverage is they will use the benefits, maintain good health and perhaps even prolong their life span by a decade or two.

I beg to differ. A friend of mine goes to a large (sm) - helper

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clinic for her illnesses, and when she tried to make an appointment (pre-e was supposed to be in effect 7/13 I think it was) they told her they didn't know whether the doctors would be able to see her. They knew nothing of what was going on.

Does she have new insurance under Obamacare that covers - pre-existing conditions? nm

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.

Pre-existing early enrollment went into effect 7/13. - If she didn't enroll

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in the high-risk pool, then nothing changed for her under her old insured or uninsured status. Early enrollment is closed, but pre-existing condition enrollment will resume October 1.

The report from the GAO tells otherwise - Truthhurts

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Paragraph 2, April 2013 report

"Enrollment and spending for the Pre-existing Condition Insurance Plan (PCIP)
program have grown substantially. Cumulative PCIP enrollment had reached
103,160 by the end of December 2012, more than doubling from a year earlier.
By the end of January 2013, total PCIP spending reached about $2.6 billion,
representing over half of the $5 billion PCIP appropriation compared to a year
earlier when only about 16 percent of the total appropriation had been spent.
PCIP spending has varied on a monthly basis, but overall, monthly spending also
has increased over the life of the program. Most recently, monthly spending
reached its highest point since the program’s inception, increasing about
35 percent from December 2012 to January 2013."

According to CMS, PCIP spending is likely to approach the $5 billion
appropriation by the end of 2013, and CCIIO is taking steps intended to ensure it
does not exceed this amount. In June 2012, Office of the Actuary (OACT) within
the Centers for Medicare & Medicaid Services (CMS) released a projection that
the entire $5 billion in PCIP funding would be used “through 2013.” Similarly,
CCIIO officials told GAO they anticipate total PCIP spending to closely approach
$5 billion, and that they are taking program management steps—many of which
are not yet reflected in spending data—to ensure appropriated funding lasts
through 2013. For example, in the second half of 2012, CCIIO was able to obtain
lower provider reimbursement rates for the PCIP program. Also, in January 2013,
CCIIO instituted benefit changes that shifted more costs onto PCIP enrollees,
including by increasing enrollee coinsurance from 20 percent to 30 percent in
many states. Due to growing concerns about the rate of PCIP spending, in
February 2013, CCIIO suspended PCIP enrollment to ensure the appropriated
funding would be sufficient to cover claims for current enrollees through the end
of the program. Officials told GAO that if spending trends begin to indicate that
funding will not be used as quickly as they are projecting, they could reinstate PCIP enrollment to use remaining funds.
________________
I read somewhere where they were stopping enrollment in the PCIP because they ultimately ran out of money to run this part of Obamacare.

According to the official US Govt PCIP site - your are mistaken

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https://www.pcip.gov/

Is your PCIP Coverage transitioning to the Federally-run PCIP in July?

Beginning July 1, 2013, operation of the Pre-Existing Condition Insurance Plan (PCIP) in 17 states, at their discretion, will transition to the federally-run PCIP program. If you have been enrolled in one of these states’ programs, you can continue your PCIP coverage through December 2013 through the federally-run program. You will be receiving communications and instruction by mail to help ensure your seamless transition to the federally-run PCIP. This change does not affect PCIP enrollees in the remaining 10 states that are operating their own PCIP program.

On February 16, 2013, the federally-run Pre-Existing Condition Insurance Plan (PCIP) suspended acceptance of new enrollment applications until further notice. The suspension also became effective in the state-based PCIPs on March 2. This will help ensure that funds are available through 2013 to continuously cover people currently enrolled in PCIP. PCIP will continue providing coverage to more than 100,000 people currently enrolled nationwide. We encourage you to visit http://finder.healthcare.gov to explore your other health.
care options.

https://www.healthcare.gov/what-if-i-have-a-pre-existing-health-condition

Starting in 2014, health insurance plans can't refuse to cover you or charge you more just because you have a pre-existing health condition.

your PCIP C

overage Transitioning to the Federally-run PCIP in July?

Beginning July 1, 2013, operation of the Pre-Existing Condition Insurance Plan (PCIP) in 17 states, at their discretion, will transition to the federally-run PCIP program. If you have been enrolled in one of these states’ programs, you can continue your PCIP coverage through December 2013 through the federally-run program. You will be receiving communications and instruction by mail to help ensure your seamless transition to the federally-run PCIP. This change does not affect PCIP enrollees in the remaining 10 states that are operating their own PCIP program.

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