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For those discovering they're too poor for Obamacare: Map of


Posted: Nov 10, 2013

 

TPM DC

MAP: The 5 Million People The GOP Cut Out Of Obamacare

Title-headline--42
AP Photo

DYLAN SCOTT – NOVEMBER 8, 2013, 8:00 AM EST38494

 

The Medicaid expansion field is tentatively set for 2014, and the nation is split down the middle: 25 states (plus D.C.) are expanding, and 25 states are not, according to the Kaiser Family Foundation.

Ohio became the 25th state to join the expansion last month, and more states could still sign onto it. Pennsylvania Gov. Tom Corbett (R) has proposed an alternate form of expansion that would require federal approval, and Terry McAuliffe's election this week as Virginia's next governor increases the likelihood that his state will eventually expand the program. New Hampshire Gov. Maggie Hassan (D) has called a special legislative session this month to try to hammer out an expansion deal in her state.

But for now, according to the foundation, 4.8 million Americans won't be covered as the law intended in those non-expanding states. They don't qualify for Medicaid now, but would have under the expansion, and they don't make enough money to qualify for financial help to buy private coverage. They're Obamacare's other losers, while media coverage focuses on those people whose individual policies are being canceled under the law.

A quick reminder of how this happened: Obamacare was written with the intention that every state would expand Medicaid, the low-income public insurance program, to 133 percent of the federal poverty level. The expansion would have accounted for about half of the people who would get covered under the law (17 million, according to the Congressional Budget Office). Many of the newly eligible people would have been childless adults who currently aren't eligible for the program in most states.

It was supposed to be a good deal for states, too: the federal government would cover 100 percent of the costs for the first three years and never less than 90 percent after that. 

But then in June 2012, the U.S. Supreme Court ruled that, while Obamacare would stand, states would have a choice about whether or not they would expand Medicaid. Since then, half the states, all of them with either a Republican governor or a GOP-controlled chamber in the legislature (or both) that opposed the change, have declined to participate.

The other thing to consider is that it's the poorest people who make up those 4.8 million who are missing out. Because of a kink in the law's language, people between 100 and 133 percent of the poverty level will still be eligible to receive financial help to purchase private coverage on the insurance marketplaces that opened Oct. 1.

But those actually in poverty -- in the red states above -- will be out of luck. 

Until they aren't. All the hospitals in the red states and most insurance companies are pressuring the GOP governors to accept the Medicaid expansion that would mean many more patients wiould be able to pay for care. That means they're on your side in this. Contact your governor and state representatives -- and demand they put their constituents' wellbeing ahead of political maneuvering. Or else. 2014 is coming up fast, almost as fast as this COULD be fixed if your state house chose.

FT

;

Most of us who lost our health care are not interested - sm

[ In Reply To ..]
in trying to blame someone, let alone the people not responsible for the situation we are in.

What we are concerned about is how are we going to get health insurance at an affordable rate that fits in our budget, that covers what we need it to.

What we are interested in is also trying to find out why we were lied to, and why the lies to cover up the previous lies continue. I just watched a video and their one sentence said it all "this is what betrayal looks like".

what kind of video? - sm

[ In Reply To ..]
my daughter-in-law and all her coworkers just were informed that because of the ACA, their deductibles have been cut in half and their copays went down to $10.

"Us?" 5% had self-purchased policies not renewed, - and of those 2% have affordable and

[ In Reply To ..]
almost always better coverage options available anyway. Of the rest, some have real premium problems because insurance companies are gouging them in a way they aren't people who live in other areas.

Sounds like you ("us") may be among the very few who are genuinely, even if temporarily hurt, by healthcare reform. Commiserations if that's the case. However, your post also suggests you may not have seriously shopped for insurance yet, so in that case maybe go see what you can do for yourself? For heavens sakes, don't let a commercial insurance broker confirm all your assumptions of doom. Keep shopping.

Oh, BTW? Don't just toss any mailers from your old insurer without opening. A bunch of them are deciding they want to hold onto old customers and are offering new improved (the 10 required coverages?) policies at prices they can accept.

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