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This is a great video. It's worth another go.
http://www.youtube.com/watch?v=Hq-URl9F17Y
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Might seem a little daunting at first, but it's really quite easy once you get the hang of it.
(1) After clicking on Post a Reply, click on Use Rich Text Editor with Full Options at the bottom.
(2) Click on HTML to the right of the tree/image button, just below the big A for text color choices. A new mini-window will pop up; this is your HTML Source Editor window.
(3) For YouTube videos, do as per graphic below. Click Share, Embed, (leave Show Suggested Videos checked or not, doesn't matter), check Use old embed code (very important).
(4) Highlight and then copy the embed code (shown in orangey highlight color below) with right-click of your mouse, Copy, or use Ctrl + C.
(5) Paste that code in your HTML Source Editor window with right-click, Paste, or use Ctrl + V, click Update at the bottom, and voila. Then submit your post as usual.
You can also try the embed codes from other video types too (often found under "Share" or similar). Just highlight and copy & paste the code into the HTML Source Editor window the same way.