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Trump is Already Doing Good Things!

Posted: Jan 20, 2017

An hour after Donald Trump assumed the presidency Friday, his administration indefinitely suspended a pending rate cut for mortgage insurance required for FHA-backed loans, which are popular with first-time home buyers and those with poor credit.

<snipped>

Some Republicans expressed concern that the rate cut could cost taxpayers if the loans started to go sour and the Federal Housing Administration was unable to cover the losses.

This is great!! Why should the rest of us carry the load for losers with poor credit, who are a RISK and are likely to default?

This is sound fiscal policy. I applaud our new President!!

;

I don't appreciate being - called a loser

[ In Reply To ..]
I have an FHA loan and I don't have poor credit, in fact, I have excellent credit. I pay my house payment and extra each month and have never missed a payment. My son is buying a house as a first time homeowner and he is very responsible and pays his bills and does not have bad credit. I'm not a risk and neither is he. I find this post very insulting.

My guess is that this does not pertain to you. - sm

[ In Reply To ..]
I could have written your post. I am not offended because it does not pertain to me either.

I am offended because - that post

[ In Reply To ..]
criticizes a lot of people like me and you. I went FHA because I didn't have a lot of money to put down but was able to pay my bills. A lot of people got in trouble due to unforeseen circumstances like losing their jobs and these were people who just did not have FHA loans. As someone stated in another response, exactly how does this help the poor?

While I don't find your post insulting, I do find you misinformed - I am no loser either

[ In Reply To ..]
Everything in my life was going great. Paid all bills and on time. Never missed a payment. My FICO score was "Excellent". Then for reasons we were unable to see my husband was laid off. Then I was laid off. Then I found a job, but part time (i.e. not enough money to pay bills). We tried everything we could to find work and extra work. Things went downhill. I called the creditors. For as much as I was told they will work with you, that's not so much true. They want their money and they don't care that you don't have it. Our FICO score soon became our "Ef ewe" score.

I'm supportive of whatever programs President Trump will bring that will help us. Compassion for people with poor credit would be nice. Especially since there was nothing we could do to avoid this.

I do not understand why you - or anyone - would think this good

[ In Reply To ..]
It clearly and specifically targets only poor people trying hard to get ahead - like they don't deserve any help at all - HOW is that good?

Atlas is about to shrug. - GetAClue

[ In Reply To ..]
People with poor credit are CREDIT RISKS. They are at high risk of defaulting. I was p.o.ed about the bank "bailouts," and my tax dollars should not be bailing out credit RISKS who default on their loans.

Again, this is SOLID lending policy which is SOUND fiscal policy.

This is good for the average Joe (not the poor). We Average Joes are TIRED of carrying water for the rest.

Atlas is about to shrug, and in a BIG way!

This is not - good for the average joe

[ In Reply To ..]
Many of the average Joe's depend on this to get homes.

Because... - Nanner

[ In Reply To ..]
the republicans are the party of "I've got mine - screw everyone else."

But it's OK to SCREW ME, RIGHT? - TaxedOut

[ In Reply To ..]
You have no qualms SCREWING ME, FORCING ME TO PAY FOR YOUR STUFF?!

What else of yours should I pay for --

Your haircuts?

Your tanning booth visits?

Dog grooming?

Car washes?

If someone else has poor credit, that is NOT MY PROBLEM!

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