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Obama lied about nothing will change with current


Posted: Oct 2, 2013

Mine doubled and deductible more than quadrupled.

http://dailycaller.com/2013/09/28/ten-states-where-obamacare-wipes-out-existing-health-care-plans/

President Barack Obama famously promised, “If you like your health care plan, you can keep your health care plan.” He later got even more specific.

“If you are among the hundreds of millions of Americans who already have health insurance through your job, or Medicare, or Medicaid, or the VA, nothing in this plan will require you or your employer to change the coverage or the doctor you have,” Obama said.

But as Obamacare’s rollout approaches, we have learned this is not true. Here are the ten states where consumers may like their health care plans, but they won’t be able to keep them.

1) California: 58,000 will lose their plans under Obamacare. The first bomb dropped in California with a mass exodus from the most populated state’s Obamacare exchange. Aetna, the country’s third largest insurer, left first in July and was closely followed by UnitedHealth. Anthem Blue Cross pulled out of California’s Obamacare exchange for small businesses as well.

Fifty-four percent of Californians expect to lose their coverage, according to an August poll.

2) Missouri: Patients of the state’s largest hospital system — which spans 13 hospitals including the St. Louis Children’s Hospital — will not be covered by the largest insurer on Obamacare exchanges, Anthem BlueCross BlueShield. Anthem covers 79,000 patients in Missouri who may seek subsidies on Obamacare exchanges, but won’t be able to see any doctors in the BJC HealthCare system.

3) Connecticut: Aetna, the third largest insurer in the nation, won’t offer insurance on the Obamacare exchange in its own home state, where it was founded in 1850. The reason? “We believe the modification to the rates filed by Aetna will not allow us to collect enough premiums to cover the cost of the plans and meet the service expectations of our customers,” said Aetna spokesman Susan Millerick.

4) Maryland: 13,000 individuals covered by Aetna and its recently-purchased Coventry Health Care won’t be able to keep their insurance plans if they want Obamacare subsidies on the exchanges. Aetna and Coventry canceled plans to offer insurance in the exchange when state officials wouldn’t allow them to charge premiums high enough to cover costs.

5) South Carolina: 28,000 people were insured by Medical Mutual of Ohio, SC’s second-largest insurance company, until it decided to leave the state entirely in July due to Obamacare’s “vast and quite complex” new regulations. Company spokesman Ed Byers said Medical Mutual’s patients would be switched over to United Healthcare plans instead.

6) New York: Aetna pulled out of New York’s exchange in late August in an effort to keep their plans “financially viable,” said Aetna spokeswoman Cynthia Michener.

7) New Jersey: 1.1 million Aetna customers are at risk in New Jersey, where the leading insurer also won’t be a part of the exchange. Just 2,600 patients purchase individual plans with the company, but any looking to take advantage of subsidies on the exchange for unaffordable employer-based insurance won’t be able to do with Aetna.

8) Iowa: Wellmark Blue Cross and Blue Shield, Iowa’s largest health insurer, decided not to offer plans in the Obamacare exchange. It sells 86 percent of Iowa’s individual health insurance plans.

9) Wisconsin: Two of the three largest insurers in the state won’t offer plans on the exchange. United Healthcare and Humana patients will have to get a new health insurer to buy insurance on Obamacare exchanges.

10) Georgia: Just five insurers are participating in Georgia’s Obamacare exchange. Medical Mutual of Ohio left Georgia and Indiana as well as South Carolina, due to Obamacare regulations. Aetna, along with Coventry, also decided against participating in the George health exchange.

;

changes - Effie

[ In Reply To ..]
And your insurance never changed in the years prior to ObamaCare?

Even if it didn't, insurance companies using the ACA as a rationale for rate hikes... - sm

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is about as believable as all the MTSOs who have to go offshore because there "aren't enough qualified U.S. MTs."


Obamacare is not to blame for corporate greed. 

I keep reading United left CA, but - we still have them and

[ In Reply To ..]
nothing has changed--not our premium or our deductible.

I - hope

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more people will post their experiences, both good and bad.

Me too. - nm

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.

United did not withdraw group coverage in CA - only individual plans

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According to UHC they're talking about a "small" market of 8,000 individual plans.

Oh that makes sense, it's through an - employer. Thanks. nm

[ In Reply To ..]
.

We discussed the article last week. - sm

[ In Reply To ..]
One post responded by pointing out how deceptive the author of the Daily Caller was being. I think it got 12 likes because it was logical and made sense.

Daily Squaller readers fail to recognize BLARING false premise - once again

"If your are among the hundreds of millions of Americans who already have health insurance through your job, or Medicare, or Medicaid, or the VA, nothing in this plan will require you or your employer to change the coverage or the doctor you have." Do you see any mention of exchanges here? How about private insurance companies? No? Neither do I.

Nine out of 10 of these statements wherein the Squaller is alleging ACA is forcing folks off their plans is talking about EXCHANGES, not people with existing employer plans, Medicare, Medicaid or VA coverage. That would tend to discount any implicit falsehood they are so diligently trying to prove. The single exception is #5 (SC) where "Medical Mutual of Ohio, SC's second-largest insurance company...DECIDED to leave the state." Can you please explain how an insurance company's own free-will decision to abandon their existing insured customers is in any way attributable to something in the ACA law that forced an employer, employee, Medicare, Medicaid or VA plan holder to change their policy or doctor?

In the remaining nine instances, Medical Mutual of Ohio, Aetna, United Health, Anthem Blue Cross Blue Shield, Coventry, Wellmark BC/BS, and Humana have DECIDED not to participate those state exchanges (again, not mentioned in the original premise statement). No one is holding a gun to their heads to participate. Other companies undoubtedly will gladly take their place.

Since the exchanges HAVE NOT EVEN OPENED YET, how then can this be construed under any stretch of the imagination as more than a million policy holders (the total of numbers thrown up in the article in hopes they will stick) losing coverage they haven't even bought yet?

Not a single person planning to shop those exchanges in the FUTURE was included in the president's statement. The only lying going on here is the humdinger being spun by Ms Sarah Hurtubise who penned this piece.

http://general.mtstars.com/362249.html

So what, we can discuss it again - This is a different discussion

[ In Reply To ..]
I have other sources to and they have verified that what the daily caller wrote is the truth.

No one disputes the info. It's the premise - that is false.

[ In Reply To ..]
Fact is that nothing in Obamacare is forcing you or your employer to change the coverage or the doctor you have. The article falsely implies that it does. Logically, when the article's discussion revolved around EXCHANGES that had not even opened, it is impossible to claim that anyone had already been affected or were being currently affected in real time.

You cannot build a valid argument around a false premise. Logic 101.

Please read the article again. - YD

[ In Reply To ..]
It in no way supports your claim. I sometimes think that reading comprehension has dropped to an all-time low in this country.

Medical insurance companies at present - young at heart

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Medical insurance companies are ruled by corporate greed. They are more than happy to take your preminums, then when you get a catastrophic disease like cancer, see what happens. They deny care and treatment. This is why so many Americans have sued and won lawsuits against medical insurance companies. These insurance companies are so corrupt. They deny you insurance if you have a preexisting condition. How great is that? The medical insurance system we have now in America is very flawed and needs to be completely overhauled.

I agree with you. I am the one who started the post. - I deal with insurance companies

[ In Reply To ..]
EVERY DAY! It is my job. BCBS Regence is getting rid of everyone's coverage January 1, 2014 and re-doing the system and everyone will get new cards. Now we have Availity to get into their system to get patient information, checks, vouchers, etc.

I know of people who found out they have cancer. This insurance company raised their premiums from 300.00 to 1,600 a month. Who can pay for that? So she quit having insurance.

I agree with some things when it comes to Obamacare, but not all of it. There are still problems. My family's insurance, through my husband's company, had the rates increased because of the insurance company. There are 300,000 workers at this company and all of us have to pay higher premiums.

We need to change the insurance system. It is the insurance companies who play God with your health.

Insurance companies will tell you that you are covered for this and that, but then when you process the claim?? Oops, we deny your claim and they state... DID YOU HEAR THE RECORDING THAT WE CAN DENY COVERAGE?? The poor patients when get their bill.

Good luck finding doctors too. Most of the old retired ones made money. Now doctors make no money. They are only doctors because they want to help people. If you want to make money in the medical field, then become a Dentist or Pharmacist, like my dad.

For example. Medicare patient comes in the office (by the way, most doctors will not take Medicare patients anymore that is run by the government) and the doctor charges the company the average rate for an office visit, 68.00 dollars. Medicare comes back with a claim and they pay the doctor with a check of $4.82 and disallowed $54.26 which means then the patient is billed $8.92. There are many times you have to call Medicare because they denied the coverage and you fight with them and have to deal with some of the mean people on the other line or they speak another language and you don't understand what they are saying. They are of no help to handle the patient's claims. You spend at least an hour on hold LITERALLY waiting to get through to talk to a live non-English person and get no where. That is why most doctors do not take Medicare because of the costs. Doctors pay an employee to handle the Medicare/insurance claims around 15.00 to 25.00 an hour and by the time we fight for the claim for the patient, the doctor ends up paying WAY MORE to fight the claim to try and collect a lousy 5 bucks.

Also if you have a high deductible with your insurance such as 1,000 dollars. Then nothing is covered until you pay that $1,000. Even the doctor does not get paid one penny by the insurance company. You have to meet your deductible first before you get anything paid by your insurance company. Insurance plays God in this and decides what you owe. Doctor will bill insurance company for an office visit for around 178.00.

I am sure YOU ALL KNOW about the insurance industry and how it works.

I feel sorry for some who think they are going to get coverage. It is just like having to get car insurance and you have to pay the premiums each month or year in order to drive a car. The only thing is, if you don't want to pay for insurance, then you don't drive. You just use a bike or bus or transit systems, but you don't get fined if you choose to have a bike and not a car.

Now you have to come up with at least 100 bucks each month to pay for health insurance and if you don't YOU WILL BE FINED by the IRS who by the way are not working because of the government shut down.


I added more to the post. Insurance companies - make my blood boil.

[ In Reply To ..]
Especially Medicare and now Obamacare?? Good luck.
Simmer down. Medicare and Obamacare are not - insuance companies. nm
[ In Reply To ..]
No, but it will be like Obamacare. - What a shame.
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I am all for having insurance for everyone, but to pass this Obamacare just to see what is in it? My Gosh!

Agree - sc

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Very sad.

Sorry, don't have a clue - NK

[ In Reply To ..]
what message you're trying to convey. I suppose it must be that Obamacare and Medicare are bad, very very bad.

I've had Medicare for 7 years, and never has a claim been denied for services I've received. I've never been refused care because I have Medicare. None of the doctors who have accepted my Medicare are living below the poverty line. When I carried my own private insurance and paid nearly $500 a month for it, I would have been ecstatic to have had to "come up with at least 100 bucks a month" to pay for it. Perhaps you're one of the people who prefer the Affordable Care Act to Obamacare.
Then you have great office staff who fight - for your bills to Medicare.
[ In Reply To ..]
Just saying. Did you see how much Medicare pays for the doctor?
No one - NK
[ In Reply To ..]
has to fight for anything. The physicians I see submit a claim and it's paid. No fuss, no muss. And, yes, I've seen what they pay and never has Medicare paid $4.82 of a $68.00 bill. You seemed to imply that the claims you submit in the course of your job meet with denial. Perhaps you're doing something wrong since you seem to have so much trouble. BTW, I was submitting Medicare claims in 1965 for a physician's office, and they were all paid, also.

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