A community of 30,000 US Transcriptionist serving Medical Transcription Industry
anyone successful going back to college, need some financial advice
Posted: Feb 4, 2012
I am 39 years old wanting to go back to college to become an RN. I will start out for the first 2 years at the community college to finish those basic courses I didn't do 20 years ago. When I went to school back right after high school my parents dealt with the financial aid. Now that I am looking at it there are so many resources apparently out there to help find grant money and scholarships, but I'm getting nowhere, and more confused.
FIRST QUESTION: I read that filling out the FAFSA is the first step (which I have begun the application...awaiting tax return info from our accountant). My husband and I together make about $48,000, which to some people is a lot of money, to others is not. The point I am trying to make is, is that income level going to deter a Pell Grant or any other type of scholarships based on need? I have no plans to quit MTing PT at night which I have been doing already (but that's really not that much money when it's all put into perspective) because I have to have that little bit of money to pay bills also, we can't make it comfortably on only his salary.
SECOND QUESTION: Anyone have any sites or organizations that reliably give scholarship money to adults wanting to go back to college and any advice on applying for those scholarships?
Thank you so much for your helpful information.
;
Going back to school - MT
[ In Reply To ..]Just the information that you make $48,000 does not help. The reason why I say that is that your $48,000 means different things at different levels. Do you have dependents? If you have 5 kids and only make $48,000 then you'll come close to getting a free ride with financial aid. If $48,000 is with no dependents, just you and your husband, then yes it's too much money and you will not get a pell grant or federal student loans. If that is the case, you will need to try to get scholarships and you will also need to get private student loans through area banks. Generally, the community colleges will have a brochure as to where you can go to try to get scholarships and sometimes even the colleges themselves have them. Also, depending on where you live, I would check your local unemployment office/Workforce center to see if they have any help available. I just got my AA degree being paid for by the displaced workers program (after I was laid off from my job), but had gotten funding through there many years ago just as someone who wanted to go to school. I don't know if that is a state or federal program though, but it definitely doesn't hurt to check it out.
Similar Messages:
Good Financial AdviceMar 17, 2010
Sometime this year, we taxpayers will again receive another " Economic Stimulus" payment. This is indeed a very exciting program, and I'll explain it by using a Q & A format: Q. What is an 'Economic Stimulus' payment ?A. It is money that the federal government will send to taxpayers.Q. Where will the government get this money ?A. From taxpayers. Q. So the government is g ...
So, We Can't Afford To Go Back To College, You Know, To Get Out Of MT But - See MsgJul 31, 2015
prisoners can go to college for free! How nice. ...
ADVICE FOR MT WHO'S S/P BACK SURGERYAug 23, 2012
I've been a MT for about 30 yrs. I had to go on disability due to back pain, then had 2 back surgeries. Thank God the neurosurgeon did a GREAT job and I'm ready to go back to work, but I HAVE to get up at least once an hour to walk for like 15 minutes. What do I tell (if I do) a prospective employer that I have this problem? How do I do this? I've got to get back to work now! Thanks! ...
One Of The EPA's Longest And Most Successful Air PollutionAug 08, 2017
study plagued by “data fabrication and falsification,” according to a veteran toxicologist. Toxicologist Albert Donnay says he’s found evidence a 1989 study commissioned by EPA on the health effects of carbon monoxide, which, if true, could call into question 25 years of regulations and billions of dollars on catalytic converters for automobiles. “They claimed to find an effect when there wasn’t one,” Donnay told The Daily Caller News Foundation. “They even fabricated the m ...
Successful Raid Freeing HostagesOct 23, 2015
70 freed, one American casualty All while Obama plays golf and the Republicans waste time over Benghazi. ...
If Romney Had Embraced His Successful Ma Healthcare Bill..smJun 07, 2012
rather than run away from it, I think he would have been a shoo-in for president. Instead of looking like a flip-flopper he could have taken credit for Obamacare since it is so similar to his plan in Ma. He is so concerned about courting the right wing of the party that he is like a chameleon, selling his soul to the highest bidder. In the end, he truly doesn't have the heart to be a really right-wing politician and really is a moderate republican, though a very wealthy on ...
Financial ReformMay 06, 2011
I just thought I would start a contraversial topic before I take off for the day. I'll be back later to see the ruckus. LOL. ...
Financial ReformDec 11, 2009
Thoughts on the bill passed in the House today? Too little, too much? I think it's a good step but there are no guarantees Big Business won't find loopholes. In fact, I'm quite sure they will try. In the meantime, however, it sends a good message that we will be watching. I'm also sure the senate will take months with this. Will that lead to a watered-down version? I guess it depends on how hard the constituents press their elected officials. NJ ...
Financial Problems - Like So ManyMar 13, 2010
Like so many right now, due to pay cuts in the last year, I am in need of any additional prayer anyone can give. My pay has been cut nearly in half. I don't qualify for bankruptcy because my name is on 1/4 of my mom's house. She has early dementia and is fighting us on all fronts right now because she's in denial. She just had another TIA and is refusing to go for an MRI or see the neurologist. She refuses to sell the house, which she needs to do anyw ...
Financial ReformJul 18, 2010
I have been reading articles on what is, and what is not, included in this new law. Not a single article agrees this is real reform. It still gives Wall Street (SEC) and big banks the freedom to do what they want. This is not good. It's what I've been saying all along. The idea of financial reform was supposed to stop the abuse, but it may give the above more free rein in what they do. I'm posting one article from MSNBC. Please be sure to read the ful ...
Financial Question Jul 17, 2017
If a company offers a 401K through (for example) Charles Schwab and said company goes out of business, is the 401K safe or frozen or ?? Thank you. ...
Please Pray For Financial Relief For Me. Mar 03, 2012
I need a miracle from God to save me from financial disaster. Please lift me up in prayer as I will pray for others who are in the same predictament as I am. In Jesus name, I pray for all who are hurting because of the economy and financial problems. ...
I Hope One Of You Have Investments In Any FinancialJan 20, 2011
institutions. A new rule approved by the FDIC went into effect that creditors and shareholders will now have to absorb some of the losses when the federal government steps in to dismantle large failing financial firms. Congress gave the FDIC the authority to wind down troubled firms and sell their assets; i.e., shareholders and unsecured creditors should understand that the taxpayers are not at risk any longer to bail them out. That's okay but if you have a balanced fund, most ...
Job, Financial & Housing SituationFeb 16, 2010
Hi, first I wanna say I think it's awesome that there is a prayer request area on here. :) Anyway, I'm going through a lot of trials right now, and I really need God to show me what to do. My house is in foreclosure ("under review" for a workout plan so I'm in limbo and at their mercy), my health is not good right now (IDDM, hypothyroidism, et. al.), I am very unhappy at my job (full time orthopedic transcription but lots of stress and mean people; wanting to go ...
Prayer For Financial SituationJun 19, 2011
Please pray that I get relief from financial siituation in which I am losing everything. My house is being foreclosed on, I have bad credit, a car that is barely drivable, relatives who need help and I am getting terrible stomach problems over this worry. Please agree with me in prayer that God will lead me out of this mess. Thank you! ...
Financial Troubles And The Holidays NmOct 02, 2012
If your son or daughter came to you and said they were not buying gifts this year because money was tight and needed for bills, would you give them money to buy gifts for their children who are 17 and 19? ...
FINANCIAL PRAYER REQUESTJul 09, 2016
I would like to ask for prayer for financial difficulty. I transcribe at home (mostly general transcription), and I work hard and it never seems like enough and we are knee deep in debt and need much more coming in. I keep granddaugther full-time also and my daughter (her mom) cannot afford to pay me for it - but I reallly need her to. I also homeschool my daughter- she had really bad panic attacks when she went to public school, my husband works full time, thank God, but we re ...
Rubio Is Going Down--- Financial ScandalNov 05, 2015
It seems that he had to return $16,000 in stolen funds for repairs to his minivans, movie tickets, vacation. The closest fall guy has gone to prison for this. Rubio is not going to be able to wash this off fast enough. ...
Prayers Needed For Financial SituationDec 06, 2010
I am desparately in need of prayers for my financial situation. I cannot pay my rent this month and doubt that I will be ableto pay it in January despite not paying other bills. Thanks for much! ...
House Showdown On Financial Reform.Jun 24, 2010
Dylan Ratigan is freaking out of the changes Chris Dodd and Barney Frank are trying to make to this financial reform bill: The long-awaited showdown between banks and Sen. Blanche Lincoln over her derivatives reform section of the Wall Street bill begins Thursday. The conference committee will consider an offer made by the House to amend Senate legislation that forces banks to spin off their swaps desk and separately capitalize that operation, while also bringing the business out into the open, ...
Needing Serious Prayers As My Financial SituationSep 26, 2012
is worse than ever!! No way to pay bills at all this month!! ...
How The Democrats Created The Financial CrisisNov 09, 2014
I'm afraid that my answer to Kentuckian wouldn't be seen since I didn't realize that the posts were so far down on the page. i think i posted the wrong link in that post, too, but it was also good info. :) How the Democrats Created the Financial Crisis: Kevin Hassett Commentary by Kevin Hassett - September 22, 2008 00:04 EDT Fannie and Freddie did this by becoming a key enabler of the mortgage crisis. They fueled Wall Street's efforts to securitize subprime loans by ...
Emory University To Pay 100% Of Financial Need Of Students InMay 05, 2017
But international students pay full price and must certify they have sufficient funds to cover tuition A program to be rolled out at Emory University this fall pledges to pay “100% of demonstrated financial need for undergraduate Undocumented Students (with or without DACA) who are admitted as first-year, first-degree-seeking students,” campus officials state online. More than 200 faculty members recently signed a petition to university President Claire Sterk demanding Emory be declar ...
Senate Passes Financial Reform BillMay 21, 2010
Hopefully, when the Senate and House blend the bills, it will truly be good for the country. Only time will tell. I noted that 3/4 of the amendments were not introduced or voted on in the Senate. WASHINGTON - Prodded by national anger at Wall Street, the Senate on Thursday passed the most far-reaching restraints on big banks since the Great Depression. In its broad sweep, the massive bill would touch Wall Street CEOs and first-time homebuyers, high-flying traders and small town lenders. T ...
Fires Destroy Sharpton's Financial Records, Twice!Mar 11, 2015
How convenient. ...
Banks Already Finding Ways Around Obama Financial ReformsJan 22, 2010
By Daniel TencerThursday, January 21st, 2010 -- 6:31 pm 'If these folks want a fight, it’s a fight I’m ready to have': Obama On the same day that President Barack Obama announced an ambitious plan to reform the US financial system, bankers at the largest Wall Street institutions indicated that they are already finding ways around the proposed changes. Sources at three Wall Street banks told BusinessInsider's John Carney that "they are already finding ways to own, in ...
Financial Reform, Senate Version, Is Now Full Of LoopholesJun 30, 2010
They've gutted the House financial reform bill and Bernie Sanders if furious. It doesn't help the consumer. It doesn't do much more than what was already in place before the bailouts; i.e., why did they even bother? All they did was waste time. Please see articles below. Financial Reform Bill: Bonfire of the Loopholes: http://www.newsweek.com/2010/05/21/bonfire-of-the-loopholes.html?from=rss”>%20Newsweek Reform Without Punishment: http://www.newsweek.com/blogs/t ...
Senate Passed Financial Reform Bill About An Hour AgoJul 15, 2010
I must go look at it now that it passed. There were stipulations that didn't rein in Wall Street but one article I read stated it does that. "The Senate passed the financial overhaul package in a final vote Thursday, ending more than a year of wrangling over the shape of the landmark legislation. The focus now shifts to the monumental task of implementing the new regulations over coming weeks and months. The 60 to 39 decision came just before 3 p.m, only a few hours after Democr ...
"Recovery Will Fail Unless We Break The Financial Oligarchy That Is Sep 14, 2012
Anyone want something important to read, the NEEDS to be read, directly applicable to all of us regardless of politics? I think this article in The Atlantic about how our government has quietly been taken over by a business-lead oligarchy (while we quarrel with each other) should qualify. The Quiet Coup The crash has laid bare many unpleasant truths about the United States. One of the most alarming, says a former chief economist of the International Monetary Fund, is that the finance ind ...
Kellogg's Found To Have Financial Ties To George Soros,Dec 03, 2016
ou may be funneling money into the kind of hate-based operations associated with people who advocate killing cops in America. A Breitbart.com investigation found that “W.K. Kellogg Foundation has partnered with and given major donations to George Soros’s Open Society Institute and the Tides Center as part of its massive push to promote a far-left agenda.” George Soros, often described as an “international terrorism money man,” is a key funding source for numerous radical, left-wing, ...