“I’m unable to find a second job at this time,” she wrote.
“I have asthma, ulcers, and mild cerebral palsy. Obamacare takes my monthly rate from $75 a month for full coverage on my ‘Young Adult Plan,’ to $319 a month. After $6,000 in deductibles, of course,” she said. "Liberals claimed this law would help the poor. I am the poor, the working poor, and I can’t afford to support myself, let alone older generations and people not willing to work at all.” ...
Using the Subsidy calculator for a 26-year-old at $13,312 a year (let's say she doesn't even get a 2-week vacation), AND Michigan is one of the states that is expanding Medicaid (http://www.reuters.com/article/2013/09/03/us-usa-healthcare-michigan-idUSBRE98210020130903 ):
results
If your state expands Medicaid
If your state chooses to expand Medicaid to everyone under 138% of the poverty level under the ACA, you will be eligible for coverage under the program. Medicaid coverage varies from state to state, but out-of-pocket costs are generally modest. Smoking status is not taken into account in Medicaid eligibility.
If your state does not expand Medicaid
If your state does not expand Medicaid, you will be eligible to purchase subsidized coverage through the exchanges.
The information below is about subsidized exchange coverage. Note that depending on your state's eligibility requirements, you may still be eligible for coverage through Medicaid.
- Household income in 2014:
- 116% of poverty level
- Unsubsidized annual health insurance premium in 2014:
- $2,596
- Maximum % of income you have to pay for the non-tobacco premium, if eligible for a subsidy:
- 2%
- Amount you pay for the premium:
- $266 per year
(which equals 2% of your household income and covers 10% of the overall premium) - You could receive a government tax credit subsidy of up to:
- $2,330
(which covers 90% of the overall premium) - http://kff.org/interactive/subsidy-calculator/#state=&zip=&income-type=dollars&income=13312&employer-coverage=0&people=1&adult-count=1&adults%5B0%5D%5Bage%5D=26&adults%5B0%5D%5Btobacco%5D=0&child-count=0&child-tobacco=0