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Has anyone done a mortgage modification and regretted it?

Posted: Jan 15, 2014

I started the process Friday when the new rules started. Would like some feedback. ;

not sure. Did a streamline refi and loved it - got to skip a payment

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just in time for Christmas

Did you have to pay closing costs, etc., up front? - nm

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.

Yes my closing costs were about $250 not bad, much less than a mortgage payment - well worth it

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Good luck!

We have been bombarded with offers to refinance - and turned all down

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Bought our home in 2004 and lacking in the $60,000 almost paid off. You would be surprised how many offers you get to refi and not only that the place that carries our mortgage has sent us special delivery by Fed-Ex. Nothing hopefully will have us going down that road again.

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