I know you are being sarcastic and it's a jib jab at Pres. - Trump, but for those who are Posted: Jul 11th, 2020 - 10:23 am In Reply to: Do you believe it? I don't. Still waiting for the - big beautiful health plan.
REALLY interested, self insurance is the way to go and is easy for most families to cover unexpected medical costs. All one needs to do is earmark savings each year for each member of your family. It's just better to have a good catastrophic plan.
How about YOUR CHOICE with YOUR MONEY. What a concept. If insurance is going to pay, people don’t care what the price is. There is no price-demand pressure on the market.
Try the GoodRX app on your phone. I lost my VERY good BC/BC policy, thanks to Obamacare more than quadrupling the premium. I can get 90 days of most of my meds for a fraction of what a 30 day refill costs without it. And it works with or without insurance.
What’s ridiculous is that it’s sometimes cheaper to pay out of pocket even when something IS covered by insurance. Look at the example here, where a prescription costs $285. If the patient has a 20% copay up to an annual maximum, then it’s costing him $57 for the copay even though it would cost $40 if he was NOT insured.
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