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Buying a car is not mandatory, but car insurance is real - real insurance. Obamacare isn't.

Posted: Jul 9th, 2018 - 2:29 am In Reply to: Banks force HO insurance or car insurance. - Why not health?

The buyer in real insurance pays a certain amount to purchase financial protection against unanticipated, catastrophic expense, which is very affordable for safe drivers because the insurance companies are permitted to measure risk against reward and charge lower premiums for those deemed less likely to make expensive claims.

A driver who gets into many accidents and submits a high volume of claims can expect to pay much higher premiums and are a high level of risk. So you have many options.

Auto insurance does not pay for routine vehicle maintenance, gasoline, or optional enhancements to the car (compare it to going to the doctor's office, etc.)

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Complete Discussion Below: (

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Another nail in the coffin for - the ACA (Views: 645, 2018-07-08, 8:46 pm)
- He claimed this "beautiful" plan would have better - coverage at cheaper cost. (Views: 305, 2018-07-08, 8:56 pm)
  - Banks force HO insurance or car insurance. - Why not health? (Views: 288, 2018-07-08, 9:00 pm)
    - So wrong! On so many levels! Where to start? - sm (Views: 338, 2018-07-08, 10:29 pm)
      - What is called insurance is not real insurance, it's welfare. - Calling it insurance makes it more (Views: 286, 2018-07-09, 3:08 am)
        We lost our insurance under Obamacare because we could - no longer afford the insurance that we had (Views: 318, 2018-07-09, 3:15 am)
        Obamacare was used as an excuse by corporate America - to shift the cost of healthcare (Views: 284, 2018-07-09, 3:21 am)
        We all know about the pit falls of Obamacare. WHERE IS - TRUMP'S beautiful plan Trump promised (Views: 344, 2018-07-09, 4:55 am)
        Most politicians have taken money from Pfizer including - Dems but not Trump. (Views: 195, 2018-07-10, 3:53 am)
        He took a lot of money too. I don't know - who that almost 3.5 million (Views: 304, 2018-07-10, 9:18 am)
    - Buying a car is not mandatory, but car insurance is real - real insurance. Obamacare isn't.
    - Why doesn't the govt mandate everyone buy a car? - That would be the better comparison. (Views: 313, 2018-07-09, 2:33 am)
      - Missed point - you are not forced to buy a car - but if you have a car you must insure it (Views: 320, 2018-07-09, 6:01 am)
    - Do you want the govt to force you to buy a house or a car? - nm (Views: 326, 2018-07-09, 3:19 am)
      - Obamacare left more people w/o health insurance because - we couldn't afford the premiums. (Views: 255, 2018-07-09, 3:29 am)
    - Would you like to see your car insurance triple, because - it will if it's like ACA. You will be paying (Views: 321, 2018-07-09, 3:30 am)
      - You already pay for everyone else' risk with car insurance. - That's the definition of insurance. nm (Views: 204, 2018-07-09, 11:21 am)
    - Interesting...and agree house and car are - Choice (Views: 287, 2018-07-09, 9:15 am)
  - I always understood the reasoning behind - everybody having to have (Views: 364, 2018-07-08, 9:24 pm)
- The subsidies were halted because they were ruled - unconstitutional. Is it too much to ask (Views: 270, 2018-07-09, 3:26 am)
  - Yes, the Republicans jacked up the ACA - To where it was left with the (Views: 304, 2018-07-09, 9:22 am)
- I see nobody can answer the question. Where - is Trump's beautiful plan (Views: 268, 2018-07-09, 6:43 am)
  - Stuck in his buddies', the insurance companies, - Pockets (Views: 304, 2018-07-09, 9:32 am)
  - Every time the issue is brought up, they revert back - to Obama. HE IS NOT PRESIDENT. sm (Views: 269, 2018-07-09, 10:13 am)
  - No one can answer that. Not even Trump. He doesn't have a plan, yet. - sm (Views: 214, 2018-07-09, 2:59 pm)
    - If what was thrown out by republicans - was anything near what (Views: 240, 2018-07-09, 3:45 pm)