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One more step in the right direction


Posted: Oct 22, 2013

just got approved for a streamline FHA refinance.  will be dropping 2% on my mortgage, down from $815 a month to $643 a month.  Closing cost is about as much as current mortgate so with the payment skipped the first month plus escrow check being cut i will actually make a little money on it.  The bad:  I have set myself back 5 years as I refinanced it for another 30 years but a lower payment will help me keep my house.  Plus I can't rent a safe place for my family for less than $643 a month.  Hopefully when I get out of college I can pay more towards the mortgage and catch back up to have it paid off in the original 25 years i have left.

I have cancelled credit cards, satellite and now am going to call tomorrow to see if i can refinance my car.  I only owe a little more than 10K on it but it's worth a try. 

Thanks for all of the well wishes and prayers.  They were well recieved.  I thought all was lost but after I saw there are good people out there who really do care it kept me going.  I'll never give up hope again. 

;

Chin up - anon

[ In Reply To ..]
You have no where to go but up. Hoping that when my lease is up that I can get out of this complex. I have the neighbors from *&%$. It has done no good to talk to management and am afraid of what will happen if I try to talk to my neighbors on my own. They are pretty scary.

good luck to you. I hope you can find a better place - keep us posted

[ In Reply To ..]
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